A hub for independent voices and signals
How many of the 550bn$ of MBS holding “guaranteed” mortgages by Fannie and Freddie in $BAC books were structured on fraudulent mortgages and are about to be nuked? 👀 https://t.co/iTXUp3D0Cx pic.twitter.com/w4FIpug6fH — JustDario 🏊♂️ (@DarioCpx) April 17, 2025 Builders can’t …
The U.S. housing market is dangerously overvalued. This chart shows 15 years of income just to buy a median home. We haven’t seen levels this high since 2007 and we know what happened then. I just dropped a very detailed …
1) Home prices in California are still up on a year-over-year basis, however they won't be for long if this inventory growth continues. Los Angeles county is up 48% YoY.Orange county up 66%San Diego up 67%Riverside up 53%Santa Clara up …
If there was ever a “canary in the coal mine” moment for the next housing crisis, it’s that mortgage and insurance giant Fannie Mae maintains a secret mortgage blacklist. The Wall Street Journal broke the news on March 17 that …
The number of homes for sale in the Texas market is now above pre-pandemic levels and continues to rise, with experts warning that the Lone Star State may soon be facing a pricing correction. Why It Matters The Texas housing …
RH: "For context, in 1978 there were 4.09 million existing home sold when the U.S. had a population of 223 million. Contrast that to 2024 where 4.06 million existing homes sold with a population of 341 million, and it illustrates …
$SPY people believe that the 2007 Great Financial Crash was a large surprise (below) But it was anything but a surprise. The moving averages were textbook. Clear tests of support, followed by a rejection from below twice and then Lehmans …
The median household income necessary to purchase the median priced home for sale in the US ($124k) is now 57% higher than the current median household income ($79k). This is the most unaffordable housing market in history. Video: https://t.co/3GVJzoEu3z pic.twitter.com/lwqEsx6jX5 …
2025 Consumer Sentiment Statistics Only 1 in 4 Americans (26%) feel better off economically now than they were in September 2024. Meanwhile, just a third (34%) expect to be better off in six months than now. Nearly 2 in 3 …
Zillow just revised down their 2025 housing market forecast to 0.6% price growth on a national basis, down from 2.9% earlier this year. The result is that Zillow is now forecasting home price declines in 250 cities across America, a …
Inflation is now just 1.35% according to real-time index Truflation. Eggs are down 30%. Oil is down 14%. Commodities are falling a percent per week. Expected housing inflation went from 12% to just 1.1%. The left is scrambling for new …
Skyrocketing rates make homeownership impossible for most Americans, with $124,150 needed to afford the median home—far above the $79,223 median household income. As of January, "qualified income" needed to afford median home in U.S. was $124,150, but U.S. median household …
by Mike Shedlock Homebuilder confidence is lowest level in seven months. The NAHB/Wells Fargo Housing Market Index (HMI) dropped again in march. NAHB Key Findings March 2025 Current sales conditions fell three points to 43. Sales expectations in the next six months …
by Clean_Army_4675 It is my belief that home prices can only really rise or fall. I do not think stability is possible because in the US housing is seen as an investment as opposed to a commodity. A large amount …
Warren Buffett is likely selling his real estate empire – the latest warning sign that the property market is in dire straits. The real estate market has been on the skids in recent years. Brokerage companies have attempted to consolidate …
Pam Johnson’s family did everything by the book. They paid nearly $50,000 for a grazing permit that was supposed to last 99 years. They followed government orders, sold their cattle, and gave up their livelihood—all in the name of protecting …
Authored by Charles Hugh-Smith via oftwominds, Bottom line: with the loss of predictability, we’ve also lost any sense of future financial security. Home ownership has been the foundation of middle-class stability and security for so long that it defines middle-class …
The Texas and Florida housing boom is turning into a nightmare. Inventory has tripled in just three years, and now these states account for 30% of all listings nationwide. But here’s the real problem—rushed construction, cut corners, and devastating health …
https://twitter.com/rev_cap/status/1892756066443640857 The housing market is in MUCH worse shape than 2008 pic.twitter.com/tsnp7DucXE — Darth Powell (@VladTheInflator) February 20, 2025 Look no further: pic.twitter.com/gJjpoaoj4W — Saw Chuck (@Saw_Chuck2023) February 21, 2025
by confoundedinterest17 I call this the house latitudes. Horse latitudes is a belt of calm air and sea occurring in both the northern and southern hemispheres between the trade winds and the westerlies. And when the ships motion stalled, the crews would jetison their cargo …
Are home prices crashing in Maryland, DC, and Virginia as a result of federal government layoffs? Maryland Real Estate Broker, Todd Sachs breaks it down with insider data.
Demand meet supply. https://t.co/9ISi7E3g6B pic.twitter.com/RbuyDgeXVA — Mr.Awsumb (@MrAwsumb) February 14, 2025 via WSJ: An uptick in December delistings is the latest sign of dysfunction in America’s housing market. Nearly 73,000 homes were pulled from sale after they failed to find …
The Fed’s sustained purchase of mortgage-backed securities post-crisis isn’t just an oversight; it’s a massive market distortion. For years, they created artificial demand that kept mortgage rates unnaturally low, making homeownership seem more accessible while inflating home prices. The truth …
Adm. Linda Lee Fagan was fired by the Trump administration on the president’s second day in office, according to a report Adm. Linda Lee Fagan, the former commandant of the U.S. Coast Guard, who was terminated from her role last …
Wall Street investors are betting that home prices are overvalued. With the stock prices of big landlords like Invitation Homes and American Homes 4 Rent falling significantly in the last 4 months.
It’s more expensive than ever to rent. In fact, rents were unaffordable in 2024 for almost 25 million households in the United States, an all-time high, according to a report on America’s Rental Housing by the Joint Center for Housing …
If you’ve been looking to buy a house these last couple years you’ve probably heard this phrase from your agent. “ buy the house not the rate” With mortgage rates creeping back up again the rate looks like it’s moving …
by ElementBulldog I conducted an analysis of housing listings in the USA, focusing on properties for sale by both agents and owners, as well as rental listings. Goal is to take a snapshot of the listings in the USA, and …
