Independent thinking for complex markets and current events
Marquis Software Solutions hit by ransomware via SonicWall flaw, affecting 400,000+ customers across 74 banks/credit unions Stolen data includes names, SSNs, TINs, financial info, and birth dates; company allegedly paid ransom to prevent leaks Victims offered free identity theft protection; attack possibly linked to Akira ransomware exploiting CVE-2024-40766 American fintech company Marquis Software Solutions apparently …
BREAKING: THE THIRTY YEAR EXPERIMENT IS OVER Japan’s 10-year yield just hit 1.85 percent. Highest since the collapse of Lehman Brothers. But here is what no one is telling you: The 30-year yield touched 3.40 percent. The 40-year approaches 3.71 percent. These are levels never charted in modern Japanese monetary history. For three decades, the …
The system is quietly trapping everyone while pretending nothing’s wrong. According to the BLM's most recent numbers, private employers are reporting 13,500 job cuts a WEEK. These are PRIVATE EMPLOYERS. NOT GOVERNMENT JOBS. The BLM reports we are seeing the worst job numbers since 2008. If you can HONESTLY justify that, you're a lot of …
In my previous video, I broke down why the coming AI correction will look very different from the dot-com crash. Today, we go deeper into a seismic shift that’s quietly reshaping global finance: the AI debt wave now sweeping through U.S. and European credit markets. For over a decade, Big Tech dominated with cash-rich balance …
AI, Private Credit: Blue Owl Is the Sum of All Investor Fears [BBG.com] Blue Owl Capital Inc. is caught in a trifecta of market worries about private credit, artificial intelligence and the flightiness of wealthy individuals who’ve been the new growth hope for alternative managers in recent years. Its abortive effort to give investors an …
$12 TRILLION CRISIS | Leveraged Loan Defaults EXPLODE 0:00 – Intro 01:19 – Sourced Data 1:50 – #1 Private Credit New Sub-Prime 3:06 – #2 Large Banks Exposed 5:30 – GFC Made Things Worse 9:30 – Bancorp Bad Debt 11:49 – #3 Private Credit Defaults Hidden 14:45 – Intentionally Unregulated 17:39 – #4 $12.4 Trillion …
It’s concerning that insurance companies now have significant exposure to private credit based on questionable ratings Better systemic bank exposure, but still not great — Illiquid Insights (@IlliquidInsight) November 19, 2025 U.S. Insurers Are Binging on Private Credit, Moody’s Says A handful of insurers are buying much of the investments, which are hard to trade …
Credit traders are far less optimistic than stock analysts when it comes to Nvidia's figures. The price of hedging against an Oracle default (CDS price) has risen even further. pic.twitter.com/xuwPK4ixR7 — Holger Zschaepitz (@Schuldensuehner) November 19, 2025 Commodities are getting slammed. Not a good sign. Happens only in recessionary fear pic.twitter.com/FA0YdNLGy8 — optionGeek (@StockShark16) November …
Banks are cancelling credit cards and lowering credit limits right now, and it’s happening faster than many of us realize. In this video, I’m sharing real examples, personal experiences, and the steps you need to take to stay ahead of these sudden changes. From credit card companies demanding frequent usage to banks slashing limits without …
“THE GLOBAL FINANCIAL SYSTEM JUST BROKE IN TOKYO Japan’s 30-year bond yield hit 3.41% today. That number means nothing to you. Here’s why it should terrify you. Japan owes 230% of everything it produces. It’s the most indebted nation in human history. For 35 years, they kept the lights on by borrowing at near-zero rates. …
https://twitter.com/spice1975503/status/1991520334458343476 Noticing a growing number of Fed officials voicing concerns about private credit lately. But this one is esp notable where one of them is openly highlighting risks among life insurers (its largest investor base). If the Fed is concerned about lifers, things are quite serious. pic.twitter.com/sC3uUFrdKq — Mr. VIX (@yieldsearcher) November 20, 2025 Everything’s …
America’s banking system is entering a dangerous new phase — and the warning signs can no longer be ignored. In today’s video, “The American Banking Crisis Just Got Worse (Defaults Are Rising),” we break down the shocking financial data that major media outlets continue to downplay. Credit card delinquencies, auto-loan defaults, commercial real-estate collapses, and …
Private credit is showing the early signs of a real liquidity squeeze. The marks are too high, the cash is leaving, the borrowers are struggling, and Blackstone’s chart is telling the truth before the reports do. It's toxic leveraged buyout trash. Tony Fucking Robbins was promoting it 2ish years ago… pic.twitter.com/wAZtv2ZGkW — Lentil Paws Rexandra🇨🇦🇺🇸🇺🇦🇹🇼 …
What is a Hindenburg Omen? Why does Ed Dowd think that a deflationary event has already begun? One which will shake the world?
CDS MARKET FLASHING WARNING SIGNS: CDS spreads continue to surge for AI companies. Oracle, CoreWeave 10Y CDS spreads are up over 30% in the past month alone, with other major players also up double digits. We are seeing a ton of heavy, upfront “capex” spending by these companies. Not only that, but these hyperscalers are …
People keep trying to drag this into crash talk while the tape is telling a different story. Breadth is firming and buyers keep showing up on every dip, so a short rally makes more sense than another doom cycle right now. MOVE Index Credit Markets not buying into the Wall St narrative the AI is …
The middle class dream didn’t disappear, it just learned to smile through the struggle. Middle Class wealth is a mirage. Your friend with the nice car? It’s financed. Your cousin’s vacation? On a credit card. Your coworker living “alone”? Three roommates you never see. This is the real America. Struggling quietly, flexing publicly. — middleclassparty …
The collapse and bankruptcy of another private credit supported firm has generated significant losses this week. But as I pointed out last week with the shuttered UBS sponsored hedge funds, it isn’t necessarily the amount of money being burned. It’s what each of these cockroaches reveals, and how they add to the growing mistrust about …
by Mike Maharrey After barely rising in August, consumer debt grew modestly in September, likely reflecting growing debt stress on American households. The U.S. economy depends on consumers buying stuff. Persistent price inflation forced Americans to blow through their savings and then turn to credit cards to make ends meet. Credit card spending has slowed …
SOFR rate is plunging which means liquidity is flush throughout the system. Ignore all of the other noise around $2000 stimmies and the end of the shutdown. This surge in liquidity alone will push equities and gold higher at least in the short term. https://t.co/tCTGfKPvLE — QE Infinity (@StealthQE4) November 10, 2025 SOFR did drop …
They were willing to drag the country to the brink for the timing of one vote. BREAKING: A deal to end the government shutdown is within reach. At least 10 Democrats are expected to back a vote on a funding package and short-term CR, Axios reports. pic.twitter.com/HdV1KpPU0q — Republicans against Trump (@RpsAgainstTrump) November 9, 2025 …
According to the report, SEC enforcement attorneys are “looking into whether the firm and some of its senior executives have exerted improper commercial influence on its ratings procedures, said the people, who asked not to be identified discussing the ongoing probe.” Officials in the agency’s complex financial instruments unit are involved in the investigation, the …
Something about this feels familiar. Not in the details, but in the tone. The warnings are starting to sound like they did before 2008. Quiet. Technical. Polite. But the words are the same. “Insurers shopping for better ratings on their private credit assets are creating a “looming systemic risk” to global finance, the chair of …
While everyone clocked out for Friday, On October 31st, another subprime lender, Bayside Credit is no longer originating loans. We updated our clients on the impacts today. Another “isolated” event, for sure. — Unicus (@UnicusResearch) November 2, 2025 In October 2025, the financial world was rocked as PrimaLend Capital Partners, a leading subprime auto lender, …
😮 DOUBLE WHAMMY TODAY! (Usually one and done.)An additional $78M borrowed from the Federal Reserve Lender of Last Resort in the afternoon operation!$GME Bears Beware! Today is C35 after BRKA Short Volume spiked and UBS raised $824M in AT1 bonds (9/23) https://t.co/y1xpaPso4s — WhatCanIMakeToday (@WhatCanIMT) October 29, 2025 UBS, You OK? Looks like you picked …
The percent of subprime auto loans that are 60 days or more overdue on their payments has hit an all-time high of 6.4%, per Fitch. pic.twitter.com/qxmaOCNnb3 — unusual_whales (@unusual_whales) October 28, 2025 PrimaLend Capital Partners filed Chapter 11 bankruptcy protection, beckoning the start of America’s personal loan crisis. The subprime auto lender catered to those …
REMIGRATION: FWIW ICE isn’t randomly picking up ‘brown’ people. They’re using tech from Palantir to track illegals via, cell, credit card, and even Uber. They know where all of the criminal aliens are, just a matter of picking them up. pic.twitter.com/U70tYM9Gle — @amuse (@amuse) October 24, 2025 U.S. Immigration and Customs Enforcement (ICE) has partnered …
Here is the list of subprime lenders and related firms that have recently collapsed or filed for bankruptcy: Tricolor – Subprime auto lender and used car retailer; filed for Chapter 7 bankruptcy in September 2025 amid fraud allegations and triggered major losses for Barclays First Brands – Auto parts supplier with deep ties to subprime …
The entire economy runs on credit, and when it seizes up, this whole economy goes caput. Banks warning about private credit quality while funding its growth: Wells Fargo: $60B lent to private creditBofA: $33BPNC: $30BJPM: $22BTotal: Nearly $300B Can’t raise alarms about cockroaches when you’re the one feeding them pic.twitter.com/avZSHXZkR4 — junkbondinvestor (@junkbondinvest) October 22, …
