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The wannabe real estate moguls going bust Mom-and-pop landlords built real estate empires using under-the-radar DSCR loans. Now it’s coming back to bite them. Applying for a home loan is a pain. You have to produce a heap of documents …
BREAKING: THE THIRTY YEAR EXPERIMENT IS OVER Japan’s 10-year yield just hit 1.85 percent. Highest since the collapse of Lehman Brothers. But here is what no one is telling you: The 30-year yield touched 3.40 percent. The 40-year approaches 3.71 …
by confoundedinterest17 Every time the government tries to make housing more affordable, they make the problem worse. Some people should rent and not fall for the government’s latest folly, the 50-year mortgage. True, the 50-year mortgage would lower the monthly …
by confoundedinterest17 Housing after Covid. 2020. A year that goes down in infamy. The Covid outbreak and the government’s insane overreaction to it. Masks and massive spending, driving up housing prices. After 2020, mortgage originations plummeted while housing prices soared. …
They turned mortgages into time bombs in 2008 and now they are doing the same trick with AI, just with bigger numbers and darker corners. When the funding chain snaps this time, it will not just be a few banks …
by confoundedinterest17 The US mortgage market is “livin’ on a prayer.” As a result, former homebuilder and current FHFA Director Bill Pulter has suggested 2 mortgage products to make US homes more “affordable”, adding to the legacy of stupid government policies to …
Student loans (yellow) are a problem (getting worthless degrees). But the overwhelming problem is mortgage debt (green) byu/RobertBartus inEconomyCharts “Now you can't afford a 50-year mortgage so you're taking out a 100-year mortgage to pay $500 less a month but …
by confoundedinterest17 Redfin’s Housing Turnover Report, Q1–Q3 2025 Just 2.8 homes out of every 1,000 changed owners in the first nine months of 2025—the lowest turnover rate in at least three decades. This marks a 38% plunge from the 2021 frenzy, when …
US Rents were down 0.9% over the last year, the 29th consecutive month with a YoY decline. Renting a home is cheaper than paying a mortgage in all 50 of the largest metros in the US. byu/Boo_Randy_II inHouseBuyers
Wall Street’s most powerful bank is walking a tightrope between innovation and instability.By the end of 2025, JPMorgan plans to let institutional clients use Bitcoin and Ethereum as collateral for loans—a radical integration of crypto assets into the traditional credit …
pic.twitter.com/TyB6wtS6lp — Ronnie B. (@RonBunkers) October 10, 2025 Really? When you sign a mortgage, you confirm whether the property is your primary residence or a second home. The mortgage documents also state it’s illegal to claim a property as your …
The indictment of New York Attorney General Letitia James hit hard. Mortgage fraud, obstruction of justice, abuse of office. These are serious federal charges against the top law enforcement official in one of the country’s most important states. And yet …
by confoundedinterest17 Feelin’ stronger for the most part. Mortgage applications decreased 4.7 percent from one week earlier, according to data from the Mortgage Bankers Association’s (MBA) Weekly Mortgage Applications Survey for the week ending October 3, 2025. The Market Composite …
Just trying to put food on the table and make CC payments. One job no longer cuts it anymore. How many have googled this then “can’t pay my mortgage”? https://t.co/IpHkbQRSTO — QE Infinity (@StealthQE4) October 3, 2025 Over 8.4 million …
by confoundedinterest17 In addition to soaring sellers to buyers ratio in US housing markets, we now have surging mortgage default risk (CDR) after mortgage rate resets. Did Powell and The Fed (aka, Jay Powell and the Blackhearts) wait too long …
You can’t cut rates when you have inflation. David Tepper says Fed could cut a few more times, but easing too much risks entering ‘danger territory’ Hedge fund billionaire David Tepper said the Federal Reserve could cut rates a bit …
https://www.bloomberg.com/news/articles/2025-09-17/bessent-like-fed-governor-made-contradictory-mortgage-pledges US Treasury Secretary Scott Bessent once agreed to occupy two different houses as his “principal residence” at the same time, mortgage documents show — the same kind of contradictory pledges that President Donald Trump has been using to try …
by confoundedinterest17 Participants in the mortgage market are hoping for relief in the mortgage market when The Fed lowers rates tomorrow. But the reality is the the bond market is expecting declining short-term rates, but not much change at the …
Most buyers since COVID couldn’t afford the house just like 2008. Especially with mortgage rates where they are. https://t.co/I9OLqLUANX — QE Infinity (@StealthQE4) September 16, 2025 It would take a heart of stone to read about these F*cked Borrowers who …
A mortgage buydown is a financing technique where upfront fees (paid by the buyer, seller, or builder) lower the interest rate on a home loan, either temporarily (e.g., 2-1 buydown: 2% reduction year 1, 1% year 2) or permanently via …
by confoundedinterest17 US housing is simply unaffordable! Mortgage rates remain elevated since the Biden Administration took control in 2021. Although under Trump, the rise in the 30-year mortgage rate has slowed. But the 30-year mortgage rate is up 126% since the …
The mortgage market has been tanking for the last two years, suggesting that the U.S. housing market will continue to struggle in the final months of 2025. Mortgage applications to buy a house, as reported by the Mortgage Bankers Association, …
While Fed Governor Lisa Cook attempts to litigate her way out of an alleged mortgage fraud (for which the Trump administration has delivered the receipts), The U.K.’s deputy prime minister, Angela Rayner, resigned this morning following an ‘ethical’ error on …
Now 450 economists are lining up to defend mortgage fraud, all to serve an agenda that has nothing to do with truth. https://twitter.com/PoliticsOnX/status/1962885079727824910 https://twitter.com/AirborneRxDr/status/1962889230847459751 https://twitter.com/C_3C_3/status/1963240149917032527
via notayesmanseconomics This morning the focus is back on the Bank of England and we cam start with something which will match the new autumnal mood for the weather at least for the research student presenting the morning meeting. “August …
Houses are everywhere, prices stop climbing, buyers rejoice eventually. Insanity. I don’t see how housing doesn’t struggle going forward. Wait until the boomers die off. There will be no one left that can afford to buy. https://t.co/aNWA55mzBY — QE Infinity …
https://www.youtube.com/watch?v=DFsN38XiKeo
Fed Governor Lisa Cook’s lawsuit against Donald Trump challenges his ability to remove her from office but only briefly addresses the central accusations that she committed mortgage fraud. Cook did call mortgage fraud accusations “unsubstantiated and unproven” without going into …
Trump is not playing coy. On Wednesday he blasted Federal Reserve Governor Lisa Cook with a blunt demand: “Resign, now!!!” The trigger? A Bloomberg report of a possible mortgage fraud probe, amplified by his allies. https://finance.yahoo.com/news/trump-calls-fed-governor-cook-131136021.html BREAKING: The US Department …
by Michael You may be quite shocked by the numbers that I am going to reveal in this article. So many people are bitterly complaining about the rising cost of living, and so I decided to do some investigating. What does …