A hub for independent voices and signals
by Michael U.S. households are being financially squeezed at a level that we have never seen before. I have often said that we are in a long-term cost of living crisis that never seems to end, and that is not …
Financial records show that the U.S. dollar is worth significantly less today than it was in 2020. Because of cumulative inflation over the last six years, $1 from 2020 now has the buying power of roughly $1.29. This means consumers …
Borrowing costs surged again this morning, the 30-year fixed rate hit a new spring high as the bond market reacts to wartime energy spikes… Freddie Mac reports the three-week slide in rates is officially over, the 10-year Treasury yield is …
Notice, this never lasts.Homes are CURRENTLY priced at 2.75% mortgage rates. https://t.co/Qp5Z1P2x0l— Darth Powell (@VladTheInflator) May 2, 2026 We are living through one of the largest artificially inflated real estate bubbles in history. Zero rates. Massive stimulus. Record speculation. Now …
If you are struggling to make your mortgage payment, you are not alone — and you have more options than you may realise. Search interest in “help with mortgage” has hit the highest level ever recorded in the United States, …
Mortgage rates moved even higher again last week, as the war with Iran continues to stoke fears of inflation. As a result, total mortgage application volume fell again, down 10.4% from the previous week, according to the Mortgage Bankers Association’s …
Over half of Americans say health care, a weeklong vacation and a new car are unaffordable, per ABC — unusual_whales (@unusual_whales) March 17, 2026 JUST IN: US 30-Year Mortgage Rate jumps to 6.86%, the highest level since November byu/RobertBartus inEconomyCharts …
Authored by Mike Shedlock via mishtalk, Home prices are still too unaffordable. Existing home sales have had no traction since declining to this level in October of 2022. Mortgage rates peaked at 7.62 percent in October 2023 over two years …
by confoundedinterest17 People are staying in their homes longer now than in 2006. 12 years now versus 6.5 years in 2006. The average effective mortgage life is 5-7 years, 12 years in the same home makes housing policy more difficult …
🚨🇺🇸 BREAKING: The US has spent nearly 2 billion dollars on the war in Iran, according to estimates. pic.twitter.com/uKjI7wFMKe — Jackson Hinkle 🇺🇸 (@jacksonhinklle) March 3, 2026 🚨BREAKING: JESSE WATTERS TURNS ON TRUMP “Gas prices are gonna jump. Mortgage rates …
by confoundedinterest17 We are seeing the aftermath of the Federal government’s fiscal response to the Covid outbreak of 2020. Home prices exploded following The Federal government’s spending spree. The end result? US housing is simply unaffordable for millions of households. Not really …
by Martin Armstrong Everyone keeps asking if mortgage rates will collapse in 2026 as if the entire real estate market revolves around the Federal Reserve pulling a lever. That is simply not how the system actually functions. Mortgage rates are …
Blue Owl turmoil adds to strain in $2 trillion US private credit sector Summary Companies Blue Owl’s turmoil weakens private credit sector confidence AI advances threaten software companies in private credit portfolios Private credit market faces increased competition and valuation …
CNBC is reporting a huge drop in homebuyer demand. January 2026 was one of the worst month for sales on record, and now the NAR is claiming it’s a “new housing crisis”. Mortgage demand to buy homes is also plummeting. …
CONSUMER CREDIT CRISIS HIDING BEHIND MODIFICATIONS? THIS WILL LEAD INTO HOUSINGDelinquencies highest since '17. Student debt vertical. SLM masks with $1B "rescue" that failed. Structural rot or elite denial? You decide. $SLM $TLT Full expose: https://t.co/Jk0TkOddWi pic.twitter.com/IGBrQiR1i3 — 7 (@quantLR) …
Roughly a million borrowers defaulted on their federal student loans late last year, with millions delinquent on their payments and sliding toward the same fate. That’s according to federal data and the latest Household Debt and Credit Report from the …
We’re in “reverse” now. 👇🏼 https://t.co/BoKr3sseXk pic.twitter.com/AHzh49jOwC — Kalani o Māui (@MauiBoyMacro) February 5, 2026 “Nobody could have seen this coming.” 👇🏼 pic.twitter.com/r94w0m3Xze — Kalani o Māui (@MauiBoyMacro) February 5, 2026 Can someone explain to me like I’m 10 years …
“Probably not the best sign for home sales.” 👇🏼 https://t.co/w7rVKqK4AU — Kalani o Māui (@MauiBoyMacro) February 2, 2026 New House Prices have dropped below Existing Homes for the first time in history 🚨🤯 pic.twitter.com/PGQ9rQlIvi — Barchart (@Barchart) February 2, 2026 …
"Rent is throwing money away!" Meanwhile she pays $5,155 a month for a mortgage and $3,241 of it VANISHES into interest and taxes.pic.twitter.com/NZq2A4SX1P — Darth Powell (@VladTheInflator) January 23, 2026 There is no such thing as home price appreciation outside …
Banks win, homeowners lose: decades of payments buy nothing but debt. 🚨 SHE JUST DID THE MATH ON HER MORTGAGE – AND IT’S MAKING PEOPLE SICK An American homeowner breaks down her numbers on camera and it hits hard. She …
They took C$30 billion, locked it up, and are grinning while investors twiddle their thumbs like idiots. BREAKING NEWS: Almost 40% of Canadian Real Estate investment funds are stopping investors from pulling their money out due to the Canadian housing …
🚨 BREAKING: THIS IS HOW 2006 HAPPENS AGAIN Trump orders $200,000,000,000 in mortgage bond buys to lower mortgage rates. If they really start doing it to "lower mortgage rates" That is not fixing housing. That is pumping the bubble. Because …
via notayesmanseconomics Hello again and a Happy New Year to you all. That theme links to today’s subject because the research student at the Bank of England morning meeting will have been hanging out the bunting for this, FTSE 100 opens back …
You can’t build stability when the basics are priced out of reach, and that anger doesn’t fade quietly. It turns into distrust, burnout, and eventually backlash. Income it takes to buy homes in various areas, per BankRate. pic.twitter.com/xMA9IkKSXi — unusual_whales …
by confoundedinterest Nobody wastes money like government, particularly around events like Covid where Federal spending led to housing prices spiking after Covid outbreak in 2020. This made housing unaffordable for most households. This in turn helped kill the mortgage market. …
by confoundedinterest17 Hallelujah, I love this economy so! Of course, former First Lady Jill Biden is on the national tour trashing the economy saying it was “perfect” under Joe Biden. Mortgage applications increased 4.8 percent from one week earlier, according to …
by confoundedinterest17 Mortgage demand is beginning to look a lot like Christmas. That is, mortgage demand will be listless in December (like the infamous Lake Erie snow effect), but leap upwards in January 202. Mortgage applications decreased 1.4 percent from …
The wannabe real estate moguls going bust Mom-and-pop landlords built real estate empires using under-the-radar DSCR loans. Now it’s coming back to bite them. Applying for a home loan is a pain. You have to produce a heap of documents …
