An honest mortgage broker
Guys I found him An honest mortgage broker pic.twitter.com/7TlNQG7TYJ — Darth Powell (@VladTheInflator) August 18, 2025
mortgage
Changeling! 511,000 New Homes For Sale In US, Highest Inventory Since October 2007 (Mortgage Rates About The Same As In 2007 But Home Prices Are 87.5% Higher Today Than In 2007!)
by confoundedinterest17 The US housing market is a changeling, going from a mega glut during the financial crisis to a tight market, then back to a glut … again. In fact, there are 511,000 new homes for sales in the US, the highest inventory since the financial crisis. Combine all-time …
President Trump says the DOJ “has Adam Schiff 100% on mortgage fraud.”
President Trump says the DOJ “has Adam Schiff 100% on mortgage fraud.” “It’s mortgage loan fraud — a BIG deal! He defrauded banks, insurance companies, and the federal government.” pic.twitter.com/WSrAAJ8PQi — JOSH DUNLAP (@JDunlap1974) August 9, 2025
Buyers Won’t Help You – Your Home’s Not Worth Your Mortgage
When your home is worth less than your mortgage, buyers aren’t bailing you out. Lance Lamberts July’s housing market update; nationwide home values continue to drop. More homes than ever And this is where we are Only go full pic.twitter.com/klCKCUjFGe — Kenny Capital (@KennyCap_Phd) August 10, 2025
Bitcoin-backed loans explode, risk echoes 2008 crisis. Bitcoin is the new mortgage. Just without the house
Bitcoin-backed loans are surging. Not as a hedge. As a new form of leverage. Same greed. New wrapper. “Twenty One Capital, backed by Cantor Fitzgerald and Tether, may begin issuing US dollar loans using Bitcoin as collateral… the company recently acquired about 5,800 BTC from Tether, pushing its total holdings …
Mortgage rates drop but housing market crash creeps in quietly, desperate homeowners tap equity for survival
Mortgage rates are falling. Home price growth is slowing. But the market is not recovering. It is unraveling. “The median U.S. asking price rose just 2.3% year over year… one of the smallest increases in two years.” https://www.redfin.com/news/housing-market-update-mortgage-rates-fall-price-growth-slow/ “Zillow anticipates a nationwide housing correction of 1.0% over the next 12 …
People are still paying their mortgage, everything else is slipping
Delinquency rates across consumer debt classes are now brushing up against levels seen during the Global Financial Crisis. The New York Fed reports that 4.4% of all outstanding household debt is delinquent. “Loan delinquency rates remained ‘elevated,’ according to the report, at 4.4% of outstanding debt overall, with student loan …
Mortgage delinquency hits 3.2%. Foreclosures up 17%. First-time buyers down to 21.8%. Builders throw 13.3% in incentives.
Homeownership is slipping through the floorboards. First-time buyers now account for just 21.8 percent of total home purchases, the lowest share ever recorded. That’s down from 34 percent in 2019 and signals a deeper affordability breakdown. Existing home sales are projected to reach 4030000 in 2025, marking the slowest housing …
Prices fall with rising interest rates. If your home was worth $450K at a 2.5% mortgage rate, it’s worth $280K at 7%.
Mean reversion on that going to be rough! Pulte owns 38 million shares of $PHM or around 19% of the company stock. Imagine how much he borrowed from the bank using his stock as collateral. This is why Pulte is sperging out 40 times a day on twitter. His family …
Home prices demand $112,000 income to qualify for mortgage, median American household earns just $84,000 yearly
The fundamental problem in the housing market today. American households need to earn $112,000 in order to afford a house. However, the Median Household income is only $84,000. Meaning that a huge portion of the U.S. population is unable to even qualify for a mortgage. Note that from 2010 to …
New mortgage rules let rent count toward home loans
The Federal Housing Finance Agency just cleared a major shift in mortgage qualification rules. Rent payments can now be counted toward mortgage applications, a change aimed at broadening access for renters hoping to buy homes. This move coincides with the return of 40-year adjustable-rate mortgages, offering longer terms but variable …
Going Down! New Home Sales Plunged In May As Mortgage Rates Rose (Worst Since June 2022)
by confoundedinterest17 New home sales are going down. New home sales plunged in May, the biggest MoM drop since June 2022. The median sales price increased 3% from a year ago to $426,600 last month, marking the first year-over-year price gain in 2025. The plunge in new home sales came as …
Into The Mystic? Mortgage Applications Decrease 3.9% In Latest MBA Weekly Survey (Purchase Apps Drop 15%)
by confoundedinterest17 Mortgage applications decreased 3.9 percent from one week earlier, according to data from the Mortgage Bankers Association’s (MBA) Weekly Mortgage Applications Survey for the week ending May 30, 2025. This week’s results included an adjustment for the Memorial Day holiday. The Market Composite Index, a measure of mortgage loan …
Ontario mortgage delinquencies hit record high; Homeownership crisis worsens, income needed to buy skyrockets
Canadian 🇨🇦 cities by income needed to buy a home (March 2025): 1. Vancouver: $223,9002. Toronto: $211,3003. Victoria: $176,3004. Hamilton: $147,3005. Ottawa: $134,9006. Calgary: $118,6007. Montreal: $108,9008. Halifax: $94,6009. Edmonton: $93,70010. Winnipeg: $74,600 — Made In Canada (@MadelnCanada) May 27, 2025 Ontario’s mortgage delinquency rate has hit an all-time high, …
Housing market set to implode: 17% missed mortgage payments, 60% struggle with debt payments.
The housing market is showing clear signs of financial strain, particularly among first-time buyers who are facing mounting difficulties keeping up with mortgage and debt payments. The numbers point to deeper issues in affordability and financial sustainability, raising concerns about whether the current trajectory is setting up for broader instability. …
Mortgage your home to buy Bitcoin?? Saylor is beyond reckless. It’s a pyramid that needs new buyers continually to keep the game going.
Yes, Saylor has no shame. He is advising people to mortgage their homes to gamble on Bitcoin, an "asset" they he has already leveraged up to buy. He's advice amounts to desperation. The Bitcoin blockchain letter is running out of chain. — Peter Schiff (@PeterSchiff) May 18, 2025
Mortgage lending has collapsed
Time to re-watch “The Big Short” for a preview of coming attractions. Nonbank mortgage lenders and loan brokers react quickly to demand, which has collapsed. https://wolfstreet.com/2025/05/12/housing-bubble-bust-1-and-2-as-seen-through-employment-at-mortgage-lenders-they-shed-jobs-again-38-gone/ The lemmings who think real estate only goes up (thanks to 16 years of Fed QE) are in for a rude awakening. Silver, Bitchez!! …
Lower mortgage rates just don’t seem to be in the cards for this summer. Sorry, Housing Market!
Lower mortgage rates just don’t seem to be in the cards for this summer Sorry, Housing Market! pic.twitter.com/CCbABMbirx — Amy Nixon (@texasrunnerDFW) May 12, 2025 https://twitter.com/Jedi_ant/status/1921663824295350763 pic.twitter.com/UCl19LyfeK — Darth Powell (@VladTheInflator) May 12, 2025
Powell’d! Mortgage Applications Decline By 13% Since Previous Week (Refi Apps Down 20% From Previous Week)
by confoundedinterest17 Fed Chair Jerome Powell is apparently waiting for the tariff “war” to settle down before he pushes for interest rate cuts. Meanwhile, rising mortgage rates are hurting consumers and the mortgage industry. Mortgage applications decreased 12.7 percent from one week earlier, according to data from the Mortgage Bankers …
US Treasury 10Y-2Y Yield Curve Normalizes To Jan 2022 Levels, Adjustable Rate Mortgage (ARM) Share Back To Financial Crisis (2008) Levels
by confoundedinterest17 The good news? The US Treasury 10Y-2Y yield curve is normalizing to January 2022 levels. One the mortgage side, adjustable rate mortgage (ARM) share is the highest since the financial crisis (2008). As Trump continues to stand up for Americans and China (and Democrats) continues to fight, the …
Mortgage defaults explode 10.7 million late on payments. Credit card defaults break all-time record highs
2/ From 1940s to 1970s, Americans used to save around 10% of their annual income But today, savings relative to income is almost near 0% pic.twitter.com/aEsoNYSKiZ — Bravos Research (@bravosresearch) April 18, 2025 4/ Today, the personal savings rate has dropped to 4.6% This is historically a very low level …
Monthly mortgage payment needed to buy the median priced home for sale in the US increased 89% over the last 5 years
This chart shows the median U.S. homebuyer housing payment on a median-priced home from January 2020 to April 2025, according to Redfin data. It starts at $1,484 in early 2020. It dips slightly to $1,688 by late 2020. Then it rises steadily, hitting $2,404 by mid-2022. It peaks at $2,555 …
Bank of America buried under $550B in ticking mortgage bombshells. Foreclosure wave set to detonate housing bubble
How many of the 550bn$ of MBS holding “guaranteed” mortgages by Fannie and Freddie in $BAC books were structured on fraudulent mortgages and are about to be nuked? 👀 https://t.co/iTXUp3D0Cx pic.twitter.com/w4FIpug6fH — JustDario 🏊♂️ (@DarioCpx) April 17, 2025 Builders can’t sell inventory as buyers vanish… Realtor pitch crumbles under economic …
30-year mortgage rates just hit 7.50%, the highest since January.
30-year mortgage rates just hit 7.50%, the highest since January. Buying or refinancing a home just got even harder. pic.twitter.com/2lCnjDCwmA — Michael Burry Stock Tracker ♟ (@burrytracker) April 15, 2025
42% of mortgage refinance applications are being rejected, the highest rate in AT LEAST the last 12 years
42% of mortgage refinance applications are being rejected, the highest rate in AT LEAST the last 12 years 🚨 pic.twitter.com/iWWzTkUrUz — Barchart (@Barchart) April 15, 2025
Mortgage rates climb back to 7%
https://twitter.com/FinanceLancelot/status/1910788259770147302 https://twitter.com/akm515/status/1910812182364795356 https://twitter.com/onechancefreedm/status/1910793081261089209 It has undoubtedly been an extremely volatile week for financial markets and that includes the U.S. bond market to be sure. As an example, the poster child for the U.S. bond market, the 10yr Treasury, saw its biggest week-over-week increase since 1981. As we often discuss, mortgage …
Destiny USA, New York’s largest mall has defaulted on a $300 million mortgage
Destiny USA, New York’s largest mall and one of the biggest in the U.S., has defaulted on a $300 million mortgage, according to Syracuse.com. Its owner, Carousel Center Co., failed to secure an extension when the loan matured on June 6 of last year, according to recent financial filings. The …
Mortgage Applications Decline -1.6% From Previous Week (30Y Mortgage Rates UP 137% Since Biden Was Elected President)
by confoundedinterest17 The mortgage market got its mind set on a recovery, but Biden’s mindless economic policies have jammed up the mortgage market. Example? Mortgage applications are down in a season where they typically increase. Mortgage applications decreased 1.6 percent from one week earlier, according to data from the Mortgage Bankers …