Independent thinking for complex markets and current events
Wildfires are ripping through France, Greece, Turkey, Canada, and California with no signs of slowing. Yet the climate change excuse is wearing thin. These fires are not just nature’s fury. They are failures of policy, planning, and prevention. The real disaster is the world’s refusal to face hard truths and act. “Fast-moving flames, fanned by …
Housing prices would need to fall about 30% before basic affordability returns to most U.S. cities. Experts say mortgage rates must drop to around 4.4% for a typical home to fit within the affordability rule of 30% of median income. https://fortune.com/2025/07/30/mortgage-rates-housing-affordability-zillow-report Right now the average thirty year mortgage rate sits near 6.8%, despite being well …
Nearly half of millennials say the cost of living keeps them from buying a home. “Forty-five percent of people aged 23 to 38 say high living costs stop them from owning a house,” Bankrate said in a survey.https://www.bankrate.com/surveys/down-payment-survey-september-2019/ Only 38% of Gen X and 31% of Baby Boomers said the same. Bankrate also found that …
Hedge funds are buying more homes and using tricks like seller financing to sell them again. This lets them avoid traditional loans and keep control over the property. They often sell to buyers who can’t qualify for normal mortgages because of bad credit or unstable income. These buyers sign contracts with high interest and big …
The fundamental problem in the housing market today. American households need to earn $112,000 in order to afford a house. However, the Median Household income is only $84,000. Meaning that a huge portion of the U.S. population is unable to even qualify for a mortgage. Note that from 2010 to 2020, the opposite was true. …
Canada’s housing market isn’t just expensive. It’s aging. Suburbs once built for families now sit quiet. Detached homes in areas like Oakville, Richmond Hill, and West Vancouver average $1.7 million. The buyers aren’t young couples. They’re retirees who bought in the 1980s and 1990s, paid off their mortgages, and stayed. The result is a freeze. …
by confoundedinterest17 I sure hope this isn’t a repeat of the financial crisis! But new homes for sale have ballooned to financial crisis levels. Home sales have dropped below year-ago levels, presaging likely declines in mortgage supply and turnover. With completed-home inventories hitting post-global financial crisis (GFC) highs, regional surpluses are emerging as key home-price …
Record 14 million homes set to flood market. There is a US record 14 million homes coming to market over the next 5 years (assuming no housing crash). With only 4.3 million households being formed — Darth Powell (@VladTheInflator) June 26, 2025 ALERT: US population growth has completely collapsed Reaching levels near 0% = NO …
The fragile ceasefire between Israel and Iran appeared to be holding on Wednesday after a rocky start, giving rise to cautious hope that it could lead to a long-term peace agreement even as Tehran insists it will not give up its nuclear program. (AP video shot by Mohsen Ganji).
Police target online posts nationwide… Germany, a nation scarred by two of the 20th century’s most oppressive regimes, should be a bastion of free speech. The Third Reich and the DDR crushed dissent, silenced voices, and thrived on control and denunciation. Yet, instead of learning from this dark history, Germany now… pic.twitter.com/SA9fFBFv9u — Torsten Prochnow …
Woman caught advertising ‘squatter homes’ online, charging fees to move people into other people’s property in shocking Maryland scandal
Boomers make up 20% of the US Population They own 40% of all the houses They are dying at the fastest pace on record — Darth Powell (@VladTheInflator) June 24, 2025 check this pic.twitter.com/ubWtmGj5Y9 — Darth Powell (@VladTheInflator) June 24, 2025 Boomers be like, here's this $500,000 house for the low price of $1.4m pic.twitter.com/B9FrAnEDjV …
The sirens wailed. The sky lit up. And then came the silence. Not from the streets, but from the officials. While Israeli media trickled out reports of “a few dead,” the reality on the ground told a different story. Iran’s latest missile barrage didn’t just rattle windows. It cracked the narrative. In Haifa, the power …
Northern China was caught off guard by a violent storm system that tore through cities and rural areas alike. What started as a typical summer afternoon quickly escalated into a full-scale weather disaster, leaving destruction in its wake. Convective storms erupted across the North China Plain and Bohai Rim, bringing fierce winds, torrential rain, and …
WOW 🚨 The Pacific Palisades fire cleanup contractor is not actually cleaning up and removing the debris, they’re just burying the debris on Los Angeles fire victims properties Huge slabs of concrete and more are being buried on people’s properties, which will cost them a… pic.twitter.com/RrqFS3fLli — Wall Street Apes (@WallStreetApes) June 3, 2025 Experts …
Homeland security has gone about apprehending suspects living in luxury homes, some of whom are in america illegally. Journalistic report, including news footage and commentary on current events. https://www.youtube.com/watch?v=nPMVUWOsdy0
"We see a housing crisis coming next." "Home prices need to come down." pic.twitter.com/zHXHKIF8lm — Darth Powell (@VladTheInflator) May 27, 2025 We have the biggest gap ever between Home Prices and Mortgage Rates in 2025. Prices are 90% above the 130-year average. Meanwhile, Mortgage Rates are right around the long-term average (6.7%). The resulting gap …
A small plane crashed into a residential neighborhood in San Diego, igniting 15 homes and forcing evacuations across multiple blocks. The incident occurred early Thursday morning in Murphy Canyon, near Montgomery-Gibbs Executive Airport. Authorities are working to contain the fires and assess the damage, but the situation remains fluid. Emergency responders arrived within minutes, battling …
CNBC — UnitedHealth shares fell in premarket trading after a Guardian report that the company made secret payments to nursing homes to reduce hospital transfers added to the troubles of the healthcare conglomerate. The alleged action, part of a series of cost-cutting tactics, has saved the company millions, but at times risked residents’ health, the …
Housing affordability has rarely been worse: 94 million American households cannot afford a $400,000 home, according to a National Association of Home Builders analysis. By comparison, the estimated median price of a new house is ~$460,000. To put this differently, 70% of US households cannot afford a typical-priced home. Concerningly, ~53 million households cannot even …
Inventories of unsold new homes are surging. 👇🏼 pic.twitter.com/AwjX2ZL4RU — Kalani o Māui (@MauiBoyMacro) May 16, 2025 Student loan repayment fully resuming is a headwind for the housing market. Rental, more than sales. The scale of the impact is staggering. Student loan forbearance gave 40 million Americans ~$500/month for 5 years. Injecting ~$240 billion annually …
INSANE 🚨 American realtor explains how the Los Angeles, California Coastal Commission is going to require $3-$5 million dollars in ground upgrades to EACH of these Malibu homes lost in the Pacific Palisades fire before rebuilding In simple terms. They’re going to take this land “People need to understand is everything here is on septic. …
“It’s only a gully” – lying realtor in “The Big Short. h/t Boo_Randy_II
The gap between what sellers want for their homes versus what they're selling for just hit its widest level in 5 years 🚨🚨 pic.twitter.com/xhM6rVTIGa — Barchart (@Barchart) April 30, 2025 CNBC Super real estate agent Ryan Serhant: Spring selling season was good until April. March was great In April things stopped 🛑 36% of all …
These are brand new homes being built in San Diego, California You can’t buy these new homes, they are FOR RENT ONLY You’re never going to guess the price. $11,000 per month each. The American Dream is being absolutely destroyed pic.twitter.com/E8EP7SVVyE — Wall Street Apes (@WallStreetApes) April 22, 2025
by Sea-Rough-5874 Been a while since I bothered looking at AirDna but was surprised by spike in former short term rentals listed for sale. Doing some quick paper napkin math the figure came out to 37% (current inventory is 1.8m according to Redfin). I can’t say their figures are 100% accurate but at least the …
These are horrible trends. What is driving that? Cannot young people afford having family and a home anymore, or are there different reasons? pic.twitter.com/MaqL98hzMM — Michael A. Arouet (@MichaelAArouet) April 18, 2025 HUMANITY IS LOW-KEY GOING EXTINCT AND NOBODY’S TALKING ABOUT IT People around the world have basically stopped having kids — and scientists are …
This is a major signal. Homes sitting on the market for 47 days longest in 6 years isn’t just about high mortgage rates. It’s about liquidity freeze in the real economy. Buyers can’t afford to stretch, sellers don’t want to cut, and volume is collapsing as a result. This kind of… https://t.co/E8sPDxFwNH — EndGame Macro …
