A hub for independent voices and hard truths
Savings rate plunged from 5.5% to 2.6% in one year — people straight up draining reserves and maxing credit cards just to keep buying. CNBC and ZeroHedge both flashing the exact same red flag: real incomes decaying fast. Last two …
Order boosts access to 401k and IRA accounts for more workers.. President called participation numbers “incredible”.. Some wonder whether this quietly channels more household money into markets while easing long term pressure on government programs.. President Trump signed an EO …
Total Personal Outlays jump $195B in single month as utility and fuel bills spike… Savings Rate craters to 3.6%; consumers “burning through” cash to maintain lifestyle… Wall Street Reacts: Nasdaq futures drop 200 points on “Higher for Much Longer” reality… …
This is what you should be looking at. pic.twitter.com/BPr4C3u7Fl — Travis Rothell (@TRothell62855) April 20, 2026 Nearly 40% of Americans said they have less than $500 in cash savings. pic.twitter.com/3ek6LlBGQ3 — DARWIN (@D4RW1NEXE) April 14, 2026 Nearly 40% of Americans …
She explained it all. Maybe this is just facts? pic.twitter.com/XfQIiDuN7f — Mr Grey (@Mel_ceee) April 14, 2026 JUST IN: 🇺🇸 Cost of raising a child in the US to age 18 is now over $303,000, up 28% since 2023. — …
While everyone is watching missiles flying across the Middle East and oil prices surging toward $100 a barrel, something extremely troubling is happening inside the financial system that directly affects retirement savings across the United States. A $33 billion private …
Macro vulnerability increasing ahead of automation wave. The consumer most exposed to AI displacement already has no financial runway. Before a single layoff announcement, 401k hardship withdrawals are 365% above baseline. Emergency savings at a 15-year low. Credit card delinquency …
Personal savings have dropped by -$469.2 billion since April, a decline of -37%. Americans have less and less cushion… pic.twitter.com/4s9DZ1IzEp — Jon Brooks (@jonbrooks) February 19, 2026
There is absolutely nothing wrong with passing family wealth to the next generation. Why is the left so obsessed with inheritance taxes? Not your money, not your business. Get a real job or start a business instead of stealing other …
Over 330,000 Federal employees have been fired, resigned, or retired last year and were not replaced. The Federal workforce is now at its lowest level since 1966. pic.twitter.com/cRu6x8XAS4 — Christian Heiens 🏛 (@ChristianHeiens) February 15, 2026 Based on OPM data …
LA woman scammed out of $81K and condo by fake celebrity impersonator, daughter says Vivian Ruvalcaba described how her mother was targeted by scammers using artificial intelligence, in an interview on Kurt “CyberGuy” Knutsson’s “Beyond Connected” podcast. A woman named …
US consumer savings are falling at an alarming pace: The US personal savings rate fell -0.2 percentage points in November 2025, to 3.5%, the lowest since October 2022. Excluding the March-October 2022 period, this is the lowest level since the …
This is the part where everyone points to spending and jobs like proof everything’s fine, right before both roll over at the same time. THE STOCK MARKET CRASH IS SET UP PERFECTLY! 1. Consumers are still spending money they don’t …
🚨 “No risk free path.” Powell just told you the endgame is here. Either inflation silently destroys your savingsOr recession violently destroys jobs The Fed cannot save both.Liquidity already broke the system.There is no escape. Pick your poison. pic.twitter.com/m6RZGK2b03 — …
Congressional Republicans are considering tax-exempt health savings accounts as their preferred vehicle to deliver on President Trump’s call to send taxpayer-funded health care subsidies directly to consumers instead of insurers.https://t.co/RuCXVwJU5y — The Washington Times (@WashTimes) December 1, 2025 Congressional Republicans …
Household savings collapsed from a 32% pandemic peak to near 3%, leaving consumption far more exposed to wages and credit. byu/MonetaryCommentary inEconomyCharts The U.S. personal saving rate hovered around 7% during the 2010-2020 period, as households maintained a steady buffer …
The Federal Reserve’s trillion-dollar decisions are based on fundamentally flawed data, and there’s no do-overs. From jobs reports to GDP, revisions are piling up – here’s how that puts both our savings and our retirement plans at risk… By Peter …
A family says their mother was conned out of her life savings and even sold her condo for a scammer using deepfake videos to pose as a General Hospital star.
The metals are not rallying. They are sounding the alarm. Gold futures tapped $3,413 this morning. Spot gold briefly broke through $3,390 before easing. Silver surged above $39. The reflation story is no longer just a theory. It is in …
Life savings wagered on one-day market moonshot. That’s it. I’ve had it. My boss just sent me a passive-aggressive email at 6 AM. My landlord is raising my rent again. I’m tired of grinding away for a 3% raise every …
ROME DIDN’T FALL – IT BLED OUT IN GOLD, TAXES & DEBT (AND WE’RE NOT IMMUNE) The Roman Empire, once a beacon of power and prosperity, crumbled under the weight of internal mismanagement, with reckless spending and currency devaluation playing …
Fractional reserve banking is a house of cards—built to fail, just like in 1932 when banks collapsed and the government seized gold in ’33. I saw Fannie Mae and Freddie Mac’s downfall coming, and today’s numbers are just as stark. …
The House Agriculture Committee’s reconciliation proposal would save up to $300 billion over the next decade largely through cuts to the nation’s largest anti-hunger program, according to long-awaited Congressional Budget Office estimates viewed by POLITICO. The savings from the Supplemental Nutrition Assistance …
So how do we refinance the debt now? pic.twitter.com/XSeGui9ELI — Spencer Hakimian (@SpencerHakimian) May 13, 2025 The U.S. is on track to default on its debt within four years. We need to refinance $9T this year, plus $2-3T in new …
It’s been too easy for far too long. You can feel it in the air. Something is off. Money has flowed like water from broken pipes and the damage is everywhere. Free handouts became a way of life. Stimulus checks. …
Households are leaning hard on debt just to stay afloat. Total consumer credit stood at over $5 trillion in Feb. 2025 — a nearly $1 trillion jump since the Covid-19 pandemic — while the personal savings rate has dropped to …
The average American needs $1.26 million to retire comfortably – but most have saved only a fraction of that. Inflation isn’t going away, Social Security won’t be enough, and the future will favor those who plan wisely – here’s how… …
https://twitter.com/RealSaavedra/status/1910695152542154902 WASHINGTON – President Donald Trump officially handed his endorsement to Florida Republican Sen. Rick Scott’s “Sunshine Protection Act,” locking the clocks on Daylight Savings Time, which began March 9. “The House and Senate should push hard for more Daylight …
by notayesmanseconomics Today the focus switches to the Euro area and of course it is bracing itself for the imposition of a wave of Trump Tariffs tomorrow. We are in a phase where being a net exporter is not working …
Household savings are declining sharply post-COVID stimulus. Further decline is forecast. h/t Infamous_Sympathy_91