Independent thinking for complex markets and current events
CNN: "For the first time in 4.5 years, gas prices are averaging $3/gallon nationally." "We've got TWENTY states across the country where the average is actually less than $2.75/gallon." 🔥 pic.twitter.com/MzOvbMUfiG — Rapid Response 47 (@RapidResponse47) December 1, 2025 Drivers are getting some relief at the pump, with the average price of a gallon of …
Indeed, $BTC $ETH bearish next week pic.twitter.com/XIelFwWkQH — Alonso Ramón Díaz (@aramondiaz) November 23, 2025 $BTC is only $10,000 away from MicroStrategy's average price. For anyone wondering, Bitcoin below $74,000 won't cause any BTC selling from MicroStrategy. But this could definitely cause some panic among market participants. pic.twitter.com/Xb3F8aVDPF — Ted (@TedPillows) November 22, 2025 This …
The Japanese carry trade has gone into reverse so it’s inevitable. Japan is in denial on debt. It's 10-year gov't bond yield is only 1.8% (blue), which looks ok, but that same yield 10-years forward is 4.0% (orange) and 20-years forward is 4.4% (red). The only certainty for Japan is that it'll have either a …
US mass layoff warnings are rising at a concerning pace: 39,006 Americans were given advance layoff notice in October, the 2nd-highest since the 2020 pandemic. These notices are issued under the Worker Adjustment and Retraining Notification (WARN) Act, which obligates covered employers to provide at least 60 days of notice before a mass layoff or …
Before covid, the average first-time homebuyer age never exceeded 33 years old. In 2025, it rose to a whopping 40. byu/Conscious-Quarter423 inInfographics The same generation that had affordable housing in their 20s is the same generation buying houses today. Because the average working class person cant save for the down payment in this market. The …
Southern California home sales fell to their lowest level for an August on record as stubbornly elevated prices and mortgage rates – plus economic uncertainty – scared off house hunters. The six-county region had 14,476 sales in the month, according to Attom’s tracking of closed transactions involving houses and condos, both existing and newly constructed. …
Average new car prices surpass $50,000 for the first time in history. Perfect inflation. pic.twitter.com/KxBtGZrxp1 — Spencer Hakimian (@SpencerHakimian) October 19, 2025 The average transaction price of a new vehicle crossed a major threshold in September, climbing beyond $50,000 for the first time. Buyers paid an average of $50,080 last month, marking a new high …
$1.33 trillion in credit card debt. That is not strength. That is panic. The average family owes $10,668. You can feel it in the lines at the grocery store, in the gas pump, in the monthly bills that never stop. Yellen says it shows “a strong consumer.” Families call it desperation. First Brands just collapsed. …
Key Takeaways America’s median home price-to-income ratio has risen from 3.5 in 1985 to 5.0 in 2025. In 2025, the median price for an American home is $416,900, up from $82,800 in 1985. 30-year fixed mortgage rates have reduced from 12.4% to 6.8% between 1985 and 2025. Buying a home in America isn’t for the faint-hearted, …
Car debt has reached record levels, and a growing number of car owners owe more on their vehicles than they are worth, new data shows.https://t.co/3trXUg40un — ABC News (@ABC) October 16, 2025 The average price of a new car was $50,080 in September, marking the first time the going rate of a passenger vehicle has …
Wealth and mortality in retirement have now been quantified. People making over $120,000 in retirement live an average of 9 years longer. pic.twitter.com/ucyskNPOgP — QE Infinity (@StealthQE4) October 8, 2025 Access to better healthcare is my guess. Better foods. Etc — QE Infinity (@StealthQE4) October 8, 2025
🇺🇸 FORD CEO JIM FARLEY : “WE DON’T HAVE MECHANICS” 🇺🇸 pic.twitter.com/0F70BgZPDO — Brian Krijgsman (@BrianKrijgsman) October 5, 2025 Trade levies are starting to drive up costs for goods from cans of soup to car parts: https://t.co/PFw9SMxLwK — Financial Times (@FT) October 5, 2025
Texas is not just dealing with debt, it is sinking in it, and the people in charge act like nothing is wrong. 1 in 3 Texans now has debt in collections. That is not just above the national average, it leaves it in the dust. Across the country, 1 in 5 Americans face collection notices. …
The Fed is no longer targeting average inflation of 2% Unless you already own assets, you will fall behind even more. Predominantly helps the already wealthy and boomers We are speed running the country towards every young person believing in socialism pic.twitter.com/BuabutOjZE — Boring_Business (@BoringBiz_) August 22, 2025 People should listen/read the actual speech Powell …
$745 per month. That is the average new car payment in 2025. Most buyers are falling behind. Auto debt is surging. And people are trapped in loans stretching six years. Six years of payments. Six years of chains (CarBuzz). Experian confirms it. $745 per month for new vehicles. $521 for used. Even with 72-month loans, …
The average American scrolls 86 miles a year. Not metaphorically. Thumb to glass. That is more than three marathons. Oddly, it is six miles more than we walk. https://economictimes.indiatimes.com/news/international/us/forget-walking-americans-scroll-86-miles-a-year-on-phones-and-the-number-keeps-rising-are-you-guilty-too/articleshow/123337096.cms Arizona tops the list. 8 hours and 50 minutes of screen time daily. 115.37 miles of scrolling each year. Distance from Phoenix to Tucson. https://tollfreeforwarding.com/blog/scroll-miles-the-states-logging-the-longest-phone-journeys/ Washington …
(The Center Square) – (The Center Square) — The cost to taxpayers for New York City firefighter pensions is continuing to rise, according to a new report by a fiscal watchdog group, which said the average annual payout surpassed $170,000 last year. The Empire Center for Public Policy’s latest data on its SeeThroughNY government transparency …
Real wage purchasing power down 89% since gold standard ended. The average hourly wage (in gold terms) just hit a new all-time low, going all the way back to 1963 The real purchasing power of the average wage for an hour's work, has declined by 89% since the end of the gold standard in 1971 …
Stock futures opened sharply lower. Dow futures shed about 0.8%, S&P 500 futures dropped 0.9%, and Nasdaq 100 futures fell 1%. Earnings weakness added pressure, but Trump’s tariff shock dominated headlines. “The average tariff rate roughly on reciprocal is going from about 2.5% to 15%,” said Vasu Menon, managing director at OCBC. https://www.reuters.com/business/view-investors-react-trumps-new-reciprocal-tariffs-announcement-2025-08-01/ President Trump’s …
People are late in bills and CC rates are hurting the families. — floridanow1 (@floridanow1) July 18, 2025
Echoes of 2008 stir on Wall Street… Just as in 2000 & 2007, when weekly unemployment claims start nearing 300K you can kiss the bull market goodbye. Mark it down. 💯 Chart from @profplum99. pic.twitter.com/bJffcNyvN5 — John (@market_sleuth) June 19, 2025 CRASH WARNING🛑 Dow Jones 2008 vs 2025 Likely or Unlikely? Study carefully; carefully study. …
“It normally takes 18 months on average for the US to negotiate a trade deal, see chart below. Why does it take so long? Because trade negotiations involve going through what is imported into each country line by line and then negotiating the tariff for each product category… pic.twitter.com/1gh8mMveM4 — Kalani o Māui (@MauiBoyMacro) April …
🚨The US labor market is not healthy: The average weekly hours came at 34.2 in March, the second-lowest in 5 years. Americans work the least hours in aggregate since the 2020 crisis and in line with the Financial Crisis. This means employers reduced hours to avoid layoffs. pic.twitter.com/JaoH5rrna3 — Global Markets Investor (@GlobalMktObserv) April 11, …
Average loan terms for new and used cars are close to six years and the majority of loans have terms of more than five years, as of Q2 2024. Longer-term loans can lower your monthly payments, but also cost you more in interest over time, increasing the total price of your vehicle. The average car …
Taxpayers are footing the bill for over $600 million in salaries at the Department of Education—money that could have been used to improve schools, help teachers, and boost student outcomes. Instead, it’s lining the pockets of bureaucrats. There’s no reason government salaries should be that high, especially when the results are questionable. Top teacher salaries …
Revolving debt, which mostly includes credit card balances, jumped 8.2% in January, according to the Federal Reserve’s latest consumer credit report. Altogether, consumer debt, including student loans, auto loans and credit card debt, now stands at $5 trillion. Higher prices driven by tariffs could stretch household budgets even more in the months ahead, experts say. …
Fewer hours worked means less money in pockets, and it signals weak labor demand. Yet the media still pushes the narrative of a “strong labor market.” ⚠️Americans work the LEAST hours since the aftermath of the Great Financial Crisis: Average Weekly Hours worked came at 34.1 in February, in line with the lowest level in …
This Fed is completely detached from reality. Market weakness is already baked in. They’re driving blind! Average Hourly Work Week. Leading Indicator!!! Only time lower GFC! Powell said today the labor market showed no signs of weakness. FFR = 4.33% and Fed still doing QT!! r*=2.75% Powell’s Fed is living in an alternate universe. pic.twitter.com/28TVX2tnsv …
Mortgage payments now make up 40% of the average household income – the highest levels in over 30 years By the classic rule of keeping payments under a third of income, about 70% of Americans today can’t afford a mortgage Housing affordability is at a breaking point pic.twitter.com/qwn079KFPb — Bravos Research (@bravosresearch) February 27, 2025 …
