Housing freezing like 2008–2009, homeowners concentrated ~90% of net worth in housing with ~30:1 leverage, while prices remain constrained by wage growth, not credit expansion


Housing markets don’t all of a sudden crash.

First they freeze. No one buying, more and more sellers slowly piling up.

Why does this take place? Because home owners are broke morons with 90% of their net worth in something they didn’t earn, didn’t “invest” in…..

They bought something with 30:1 leverage to live in and were told prices only go up.

And that’s actually true! Prices do go up……

SOLELY at the pace of working America wage increases. THATS….IT

So why did prices go parabolic? Simple, the Federal Reserve manipulated payments with interest rates.

A bunch of dumb dumbs could borrow more.

WARNING: SOMETHING VERY UNUSUAL IS HAPPENING RIGHT NOW!!

Trump just ordered $200,000,000,000 in mortgage bond purchases.

He’s aggressively dumping mortgage rates.

But this doesn’t solve the housing crisis.

It’s INFLATING the bubble.

Because the U.S. housing crisis isn’t about “rates.”

It’s about prices.

Real home prices are already at all-time highs.

Affordability is already destroyed.

Supply remains constrained.

So what happens when mortgage rates get pushed down.

Monthly payments fall.
Buyers flood back in.
Bidding wars return.
Prices surge again.

THIS IS EXTREMELY, EXTREMELY BAD.

Because it locks housing into a policy trap.

They cannot allow prices to fall, because that damages banks and households.

So they prop it up with liquidity.

And that is exactly how bubbles expand before they burst.

2006 did not collapse overnight.

It was “supported” until it cracked.

And when housing finally turns, it drags EVERYTHING down.

Bonds react first.
Stocks follow after.
Crypto takes the most aggressive hit first.

This is not “stability”.

This is the system taking on larger future risk to avoid present pain.

I’ve studied markets for over a decade and called nearly every major market top and bottom.

Follow and turn notifications on.

I will post the warning BEFORE it hits the headlines.

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