BNPL: do you love it or hate it?
41% of users missed payments in the past year (LendingTree 2025), and with credit cards at 11.35% delinquency (Fed), it’s a lifeline for some, a nightmare for others.
Now BNPL is being reported to credit reports. YIKES!
200K+ of you felt very…
— Amanda Goodall (@thejobchick) April 28, 2025
25% of U.S. Consumers are now using "Buy Now, Pay Later" to finance their groceries 🚨🚨 Probably Fine? pic.twitter.com/Fb7NjYnzJM
— Barchart (@Barchart) April 28, 2025
U.S. consumer confidence report falls to lowest level in 14 years.
- The Conference Board’s Consumer Confidence Index fell to 86 on the month, down 7.9 points from its prior reading and below the Dow Jones estimate for 87.7.
- The board’s expectations index, which measures how respondents look at the next six months, tumbled to 54.4, a decline of 12.5 points and the lowest reading since October 2011.
- Also, the Bureau of Labor Statistics reported that employment postings in March fell to their lowest level since September 2024.