Delinquencies soar BNPL(Buy now pay later) hits credit reports. U.S. consumer confidence report falls to lowest level in 14 years.
BNPL: do you love it or hate it? 41% of users missed payments in the past year (LendingTree 2025), and with credit cards at 11.35% delinquency (Fed), it’s a lifeline for some, a nightmare for others. Now BNPL is being …