Independent thinking for complex markets and current events
A student pilot was forced to land her plane alone after her instructor ‘jumped’ from the aircraft during their flight in Argentina. The 22-year-old had been training with her instructor, Leandro Bertazzo, 42, in a Cessna C-150 when he evacuated the aircraft. Although investigators are looking into the reasons behind his sudden death, the student, …
Judges in Massachusetts and DC struck down PSLF restrictions targeting employers with substantial illegal purpose. Rule would have blocked forgiveness for public service workers at certain nonprofits including immigration and transgender advocacy groups. New rules cap Parent PLUS loans at 20k per year and 65k total per student. Graduate and professional degree borrowing limits also …
Yahoo reports that students can no longer handle long texts. They cannot focus on anything longer than a short post. Teachers are cutting books to match this shrinking capacity. Recent stats show reading stamina dropped for 83% of students. Chronic school absenteeism hit 24% in 2024, double pre-pandemic levels. High school reading scores have fallen …
Henry Nowak bled out on the street after being restrained by police… The mainstream media is ignoring this case because it doesn’t fit their preferred narrative… We are witnessing a selective outrage industry that treats certain lives as disposable garbage… 🇺🇸🇬🇧 See what’s happening? George Floyd became a globally amplified symbol because his death perfectly …
Federal debt in arrears smashes through 2019 peak , now $171 billion and climbing… Middle aged borrowers lead the collapse , average defaulter pushes nearly 40… Millions walk away from payments in early 2026 , fresh wave of skips hits hard… Americans are defaulting on their student loan debt at a record pace: Delinquent federal …
Attacker claims racist abuse, police slap cuffs on the dying kid instead… Teen collapses after first aid while murderer accuses him on the spot… British police prioritize racism claim over saving a bleeding teenager… In Britain the police will handcuff and let you bleed to death if your murderer calls your racist https://t.co/Wh3uND26Cb pic.twitter.com/kH4rSaZrcc — …
More screens haven't made students smarter byu/normaldudeitsfine inworldinsights “For years, schools were told that more screens meant more modern education: laptops, tablets, digital assignments, one device for every student. The test-score data now makes that story look much less clean. In the U.S., 8th-grade math and reading scores peaked around 2013, started falling before the …
A federal appeals court has ordered the end of the Saving on a Valuable Education, or SAVE, plan, the Biden administration-era repayment program that brought lower monthly bills to millions of student loan borrowers. In a judgment issued late Monday, the U.S. Court of Appeals for the 8th Circuit reversed a lower court’s dismissal of …
US student borrowers who were steered into costly forbearances from affordable repayment plans by former federal loan servicer Navient could soon receive a check in the mail more than a year after the Consumer Financial Protection Bureau (CFPB) reached a $120 million settlement with the lender. Although the CFPB has yet to share the number …
Q4 2025 student loans transitioning to 90+ days delinquent surged to +14%, a level never seen before in history. pic.twitter.com/OIBZin9gx1 — Financelot (@FinanceLancelot) February 10, 2026 CREDIT CARD STRESS IS SURGING: 12.7% OF CREDIT CARD LOANS ARE NOW 90+ DAYS DELINQUENT, THE SECOND-HIGHEST LEVEL EVER, SURPASSED ONLY DURING THE AFTERMATH OF THE GLOBAL FINANCIAL CRISIS …
Roughly a million borrowers defaulted on their federal student loans late last year, with millions delinquent on their payments and sliding toward the same fate. That’s according to federal data and the latest Household Debt and Credit Report from the Federal Reserve Bank of New York, which dropped on Tuesday. The report includes student loan …
US student loan delinquencies are exploding: The number student loan borrowers that are severely delinquent is up to a record 3.62 million. The number of federal loan recipients 271+ days past due is now 8 TIMES higher than the pre-2020 average. This comes as the grace period… pic.twitter.com/kCliDUSadP — The Kobeissi Letter (@KobeissiLetter) February 3, …
The Trump administration will start garnishing the wages of student loan borrowers in default in early January, a spokesperson for the U.S. Department of Education confirmed to CNBC on Tuesday. It will be the first time a portion of borrowers’ paychecks has been at risk since the beginning of the Covid pandemic, when collection activity …
A federal judge has allowed a Tufts University student from Turkey to resume research and teaching while she deals with the consequences of having her visa revoked by the Trump administration, leading to six weeks of detention. Rümeysa Öztürk, a PhD student studying children’s relationship to social media, was among the first people arrested as …
“Nearly 12 million federal student loan borrowers are behind on payments, according to new Education Department data. 5.5 million are in default, mostly from before the pandemic. Another 6 million are delinquent, with most over 270 days past due and headed toward default. An additional 6.7 million are in forbearance from Biden’s SAVE plan litigation. …
BREAKING: Chicago Public Schools has infuriated parents after being caught spending MILLIONS on luxurious travel worldwide despite horrendous performance from students. Principal-booked Vegas Suite Hawaii “professional” trip 15 staff trips abroad And yet: over 43% of teachers have been absent for 10+ days. 58% of students not proficient in reading, 73% in math. Get your …
Student loans (yellow) are a problem (getting worthless degrees). But the overwhelming problem is mortgage debt (green) byu/RobertBartus inEconomyCharts “Now you can't afford a 50-year mortgage so you're taking out a 100-year mortgage to pay $500 less a month but pay $3 million more in interest to the Bank?" byu/TonyLiberty inFluentInFinance “Now you can’t afford …
America's transition to a low-trust society means that every single aspect of the social contract is monetized by fraudsters “Fake students” enroll in community colleges, and collect federal and state student aid Officials don't even know the full extent of the scale of fraud pic.twitter.com/s1MdLXiFme — skepticalifornia (@skepticaliblog) October 15, 2025 An Ivy League student …
8 police cars showed up outside Kenwood High on October 20. Guns drawn. Officers shouting. A 16-year-old was told to get on the ground. His hands cuffed behind his back. He had done nothing wrong. The only thing in his pocket was a bag of Doritos. The AI system had flagged it as a gun. …
The Trump administration has negotiated a deal with the American Federation of Teachers to expand and resume student loan forgiveness for several repayment plans TACO loans? #MacroEdge — MacroEdge (@MacroEdgeRes) October 19, 2025 Student-loan forgiveness is finally materializing for some borrowers under President Donald Trump’s administration. Earlier this October, federal student-loan holders enrolled in income-based …
https://qz.com/credit-scores-tank-record-student-loan-delinquencies Borrowers are falling behind on their student loan payments at a record pace — and their credit scores are suffering the consequences, a new report found. More than 10% of consumers with a student loan on their credit file haven’t made a payment in more than 90 days, according to a credit trend report …
The suspect in Charlie Kirk’s assassination has been identified as Tyler Robinson, a 22-year-old Utah resident. Law enforcement sources told Daily Mail that Robinson was taken into custody as the alleged assassin who killed Kirk at a rally at Utah Valley University in Utah on Wednesday. The alleged killer confessed to his father Matt, who …
A student who authorities say opened fire at his Colorado high school, wounding two classmates and then turning the gun on himself, has died, according to the local sheriff’s office. The gunfire at Evergreen High School broke out at about 12:24 p.m., according to the Jefferson County Sheriff’s Office. Three students were taken to the …
A British student who was jailed for 25 years in Dubai was allegedly caught with cocaine, according to her devastated mum. Mia O’Brien, 23, has been given a life sentence following a one-day hearing after she was caught with 50 grams of the Class A drug in October, valued at around £2,500. The Liverpool University …
When the government gets involved they usually make the situation worse. Student loans 90+ days delinquent have exploded higher to heights never seen before. https://finance.yahoo.com/news/student-loan-delinquencies-are-on-the-rise-heres-why-184802465.html 12.9% of student loans are now in serious delinquency, the highest rate ever recorded. https://www.newyorkfed.org/newsevents/news/research/2025/20250513 The New York Fed admits the spike came from resuming reporting after a five-year pause. …
So we’re near GFC on 90 day delinquencies on almost everything. The credit card and student debt are the most concerning. The mortgage numbers are fake due to loan modifications. It’s fraud basically. If the mortgage delinquencies were real they’d be near GFC highs So we’re near GFC on 90 day delinquencies on almost everything. …
The economy is breaking. And no one’s ready. 806,000+ layoffs in 2025 so far. 48% of consumer credit applications denied over the past year. Refinance rejection rate: 41.8%… the highest in 12+ years. U3 Unemployment forecast: 4.5–5.0% by year-end, according to Apollo, Peterson. (If the BLS is left the same- but who knows at this …
Student loans are highway robbery. Are they needed, yes, can they be fixed, yes, should we let libs write the debt off to the taxpayers, heII no. — Liberacrat™️ (@ViralVideos) August 25, 2025
A student loan tsunami is coming, with 9.7 million borrowers in default for more than a quarter trillion in bad loans. Biden's student loan pause was a Ponzi — boosting spending while the debt monster grew in the dark. Now it’s hungry. pic.twitter.com/4Ojhiv8dnL — Peter St Onge, Ph.D. (@profstonge) August 14, 2025 Same store (comps) …
Under the new regulations, three other income-driven repayment (IDR) plans: Income-Contingent Repayment (CIR), Pay As You Earn (PAYE), and Saving on a Valuable Education (SAVE) are being phased out by 2028. RAP also mandates a longer repayment period of 30 years before borrowers can qualify for student loan forgiveness, unlike older plans which allowed for …