Economy implodes, 800k+ layoffs and student loans explode! And the stock market is propped up, nearly completely on leverage at this point.

The economy is breaking. And no one’s ready.

806,000+ layoffs in 2025 so far.

48% of consumer credit applications denied over the past year.

Refinance rejection rate: 41.8%… the highest in 12+ years.

U3 Unemployment forecast: 4.5–5.0% by year-end, according to Apollo, Peterson. (If the BLS is left the same- but who knows at this point)

6 million Americans are at least 90 days past due or in default on student loans.

You’re staring down:
A 6+ month job search
2 months of cash (for many)
27 weeks unemployed- you aren’t even counted.
Job data getting revised down, every damn month.

Wait ‘til the headlines catch up.