Record-high student loan delinquencies are hitting FICO scores and the diminishing pool of creditworthy potential homebuyers

https://qz.com/credit-scores-tank-record-student-loan-delinquencies

Borrowers are falling behind on their student loan payments at a record pace — and their credit scores are suffering the consequences, a new report found.

More than 10% of consumers with a student loan on their credit file haven’t made a payment in more than 90 days, according to a credit trend report released Tuesday from Fair Isaac Corporation (or FICO) — a credit scoring company used by 90% of top U.S. lenders.

Out of the 21 million consumers scored in FICO’s credit report, 10% have scheduled federal student loan payments as of April. Out of that 10% — 3.1%, or 6.1 million consumers, had a student loan delinquency put on their credit report from February to April, according to the report.