Independent thinking for complex markets and current events
by Martin Armstrong FOX Business reported that the average monthly payment for a new vehicle reached a record $770 during the first quarter of 2026, according to LendingTree’s analysis of Experian data. Lease payments climbed to $619 per month, while used vehicle payments reached $531. The average amount financed for a new vehicle rose to $43,925, and …
🚨 JUST NOW: President Trump STUNS the "experts" by announcing the largest trade deficit cut in US history THE TARIFFS WORK 🇺🇸 "I CUT IT BY 67%!" "That's why you have all these factories being built." "We have the biggest trade deficit cut in the history of our country. 67%!" pic.twitter.com/6ic03eapjU — Eric Daugherty (@EricLDaugh) …
The $12 poverty tax byu/gashtal_man inFluentInFinance You can avoid fee if keep $1,500 minimum daily balance OR get $250+ direct deposit each month OR join their rewards program. Many poor people who can’t meet this pay the $12. Post call it “$12 poverty tax” because being low money cost you extra. Comments many angry, say …
by Michael U.S. households are being financially squeezed at a level that we have never seen before. I have often said that we are in a long-term cost of living crisis that never seems to end, and that is not an exaggeration at all. Just about everything has been getting more expensive in recent years, …
High propensity applications drop to 30 percent of total and only one in three ever hire anyone. America is forming businesses at a record pace, but almost none of them are creating jobs byu/RobertBartus inEconomyCharts America is forming businesses at a record pace, but almost none of them are creating jobs: US monthly business applications …
via notayesmanseconomics Over the past week or two we have seen a rather curious development if you consider that the Strait of Hormuz is still closed. It has been highlighted today by the news from Nihon or Japan. The benchmark Nikkei 225 index has passed the 63,000 mark for the first time. Investors returned on …
Past periods of rising small business uncertainty led to hiring slowdowns and reduced capital spending due to weaker demand visibility and tighter credit conditions US small businesses are highly concerned about the economy: The NFIB Small Business Optimism Index dropped -3.0 points in March, to 95.8, the lowest since April 2025. This marks the 3rd …
TEXAS KINDERGARTEN TEACHER SAYS SHE’S BROKE — THEN ADMITS SHE’S PAYING $1,500 A MONTH FOR A MERCEDES G-WAGON Her direct deposit just hit: $7,581 Here’s where it went: • $3,581 rent • $1,548 Mercedes G-Wagon payment • $548 groceries • $500 hair & nails • $251 gym • $12 utilities End of the month? –$124 …
So we are in a position where : -COMEX going bust-AI bubble collapse after NVDA super earnings-BTC retests 4Q21 peak on ~69k$ and starts new wave down-Private Equity credit going bust-Housing market tanking-China entering next wave down after 2,5Ys of bear market rally to… pic.twitter.com/jl9ZJ8Dp9R — GregTheAnalyst (@Analyst_G) February 25, 2026 🚨 Google searches for …
JUST IN: US home sales fell -8.4% in January, the largest monthly decline since Feb 2022. — Hedgeye (@Hedgeye) February 12, 2026 Realtors have sounded the alarm over a potential “new housing crisis” after home sales fell by over 8 percent in January, the biggest monthly drop since 2022. “Improving affordability should have brought more …
BREAKING: BLS estimates the US economy ADDED +130,000 jobs in January, above expectations of +55,000. Over 60% of employment gains came from healthcare. The unemployment rate declined to 4.3%, from, 4.45 and below expectations of 4.4%. Revisions reduced job growth in November and December by a combined -17,000 versus prior reports. In other words, ALL …
The national median rent fell 0.8% in December, and now stands at $1,356. This closes the book on 2025, with five consecutive months of rent declines. Based on recent years, we expect another 1-2 months of rent drops before the market turns a corner in early Spring. Rent prices nationally are down 1.3% compared to …
In a new experiment, Meta is limiting the number of links users can post on Facebook, unless they have a paid Meta Verified subscription. Over the last week, several users have spotted Meta’s test, which impacts link posting. Social media strategist Matt Navarra noted that users part of the test can only post two links …
In order to use all the features and not just have it be a stock car that constantly tell you that have to subscribe for access. You have to PAY A SUBSCRIPTION! Seriously if you don’t want to have to manually unlock your car doors with a key, you have to pay for remote key …
🚨 BREAKING: The national median monthly rent for apartments fell for the fourth month in a row. Who would have thought that mass deportations would make housing cheaper.pic.twitter.com/19QIe4gx2A — CJ Pearson (@Cjpearson) December 3, 2025 A slew of new supply is still making its way through the multifamily housing market. That, coupled with weakening demand, …
The system is quietly trapping everyone while pretending nothing’s wrong. According to the BLM's most recent numbers, private employers are reporting 13,500 job cuts a WEEK. These are PRIVATE EMPLOYERS. NOT GOVERNMENT JOBS. The BLM reports we are seeing the worst job numbers since 2008. If you can HONESTLY justify that, you're a lot of …
via notayesmanseconomics This morning has brought some better news for the UK on the inflation front. The Consumer Prices Index (CPI) rose by 3.6% in the 12 months to October 2025, down from 3.8% in September. So an improvement although a nuanced one if one moves onto the monthly figure. On a monthly basis, CPI …
by Martin Armstrong One in ten Americans receives food stamp benefits through SNAP. Agriculture Secretary Brooke Rollins believes there needs to be an overhaul of the program to ensure only those in desperate need receive these benefits. The first step will be requiring recipients to reapply for benefits to ensure that those “taking a taxpayer-funded …
Thank goodness we have vigilant, hyper-competent stewards of our financial system such as Sens. Maxine Waters and Elizabeth Warren to ensure no systemic risks are allowed to threaten the solvency of our banks. What’s going on in the Corporate Junk Bond Levered Funds? 👀 @DowdEdward pic.twitter.com/9XLSpJ5kf4 — Will O'Hara, CMT (@WillOHara131) October 20, 2025 “Bank …
Car debt has reached record levels, and a growing number of car owners owe more on their vehicles than they are worth, new data shows.https://t.co/3trXUg40un — ABC News (@ABC) October 16, 2025 The average price of a new car was $50,080 in September, marking the first time the going rate of a passenger vehicle has …
WTF is a missold car loan? pic.twitter.com/zPJ79mXUY7 — Nobody Special (@JG_Nuke) October 7, 2025 US auto loan debt market suffers its biggest monthly loss since March 2020#MacroEdge — MacroEdge (@MacroEdgeRes) October 7, 2025 Something to seriously pay attention too. Not good. Is housing next? Auto and mortgage/rent are the first two things consumers pay because …
Rewinding the chart back to 1970 shows this can result in either a long-term top (1980), or a strong continuation (1972 – 73). Let price action dictate. pic.twitter.com/feDPOUNxBk — Christopher Aaron (@iGlobalGold) September 30, 2025
Promise made, promise broken. Food-at-home rose 0.6% from July to Aug—the biggest month-over-month increase since Aug '22. Meats, poultry, fish, and eggs rose 5.6%. Whatever growth Trump claims from his insane trade wars, it's us, everyday Americans, who are paying the price. pic.twitter.com/Q1XIJaFYxb — Ryan Crosswell (@Ryan_Crosswell) September 12, 2025
RSI, or Relative Strength Index, is a momentum indicator in technical analysis. It measures the speed and change of price movements on a scale of 0-100. Readings above 70 suggest overbought conditions (potential sell signal), while below 30 indicate oversold (potential buy). In gold’s case, a high RSI might signal overextension. Highway to the Danger …
$745 per month. That is the average new car payment in 2025. Most buyers are falling behind. Auto debt is surging. And people are trapped in loans stretching six years. Six years of payments. Six years of chains (CarBuzz). Experian confirms it. $745 per month for new vehicles. $521 for used. Even with 72-month loans, …
American Express just upgraded its Blue Cash Preferred (BCP) and Blue Cash Everyday (BCE) cards with better streaming perks. The BCP now gives $10 per month in credit for Disney+, Hulu, or ESPN+. That’s half the value of the entertainment credit on the Platinum Card. The BCE offers a $7 monthly credit, and also now …
Student loan interest resumes today for nearly 8 million borrowers enrolled in Biden’s SAVE plan. The temporary 0% interest waiver expired August 1, after being quietly applied last year following legal scrutiny of the plan’s funding structure. Borrowers will now see interest pile on top of balances again. According to the Education Department, “Borrowers should …
In the second quarter of 2025, the auto finance market crossed a threshold that’s hard to ignore. Total auto loan debt in the United States has now reached $1.63 trillion, officially surpassing the student loan balance for the first time. According to Edmunds, 19.3% of new car buyers committed to monthly payments of $1,000 or …
There was a time when my weeks all felt the same. Monday came and went, dragging into Tuesday. Friday seemed forever away. I was working hard, but by the weekend I was so worn out I couldn’t really enjoy it. The stress built quietly and followed me right back into the next week. Something had …
They don’t handcuff you with chains anymore. They hand you keys to a house, a nice car, a college diploma, a daycare drop-off schedule, and a pile of plastic. It’s called the American dream. But if you look close, the locks are on the inside. Start with the house. Three thousand a month for shelter. …