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Housing prices must fall at least 30% to reach basic affordability. Your parents bought homes with 17% interest and still paid less than you do now

Housing prices would need to fall about 30% before basic affordability returns to most U.S. cities. Experts say mortgage rates must drop to around 4.4% for a typical home to fit within the affordability rule of 30% of median income. https://fortune.com/2025/07/30/mortgage-rates-housing-affordability-zillow-report Right now the average thirty year mortgage rate sits near 6.8%, despite being well …

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Great news if you are retiring in 2033, you get to practice living on less

Social Security is heading straight into a wall. The trust fund is expected to run out by 2033. That means automatic cuts will hit over 60 million Americans if Congress doesn’t act. The Social Security Trustees report says benefits will be slashed by about 23% in 2033. https://www.washingtonpost.com/business/2025/06/18/social-security-predictions-questions-answers/ CRFB projects the average dual-earning couple could …

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Consumers are so stressed by the economy they are doing less loads of laundry says Procter & Gamble CEO

Tide maker Procter & Gamble said this week that its customers were doing fewer loads of laundry to save money on detergent, the latest sign of a consumer pullback amid economic anxiety caused by trade-war talk and volatile markets. Elsewhere, nervous customers are spending less on body wash, snacks, and burritos as they hunker down …

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RFK Jr. warns: “Teen boys now have less testosterone than 68-year-old men once did”

🚨 RFK JR: “An American teenager today has less testosterone than a 68 year old man … because testosterone levels have dropped 50% from historic levels. That is a problem and it's an existential problem.” pic.twitter.com/jgojEwaTuU — Chief Nerd (@TheChiefNerd) April 23, 2025 That’s when the man himself, Secretary Robert F. Kennedy Jr. took the …

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Home Price Growth Slows As Fed Prints Less Money (Keep On Printing??)

by confoundedinterest17 US home prices are slowing as Jerome Powell and The Fed slow down M2 Money printing. Notice the lag effect between M2 Money growth (green dashed line) and the Case-Shiller National home price index (solid blue line). Both have slowed. Should The Fed keep on printing money? We don’t need no stinkin’ Fed!  

NJ legal weed joints found with more bacteria, less potency than advertised, study says

New Jersey legal weed products contained exponentially higher levels of yeast, mold and bacteria and were often far less potent than advertised, a team of secret shoppers discovered after submitting pre-rolled joints for testing. A study released by the Safe Leaf Society this week calls into question the testing capabilities of cannabis testing laboratories after …

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Biden’s DOE spent more to produce less

🚨🇺🇸 SEC WRIGHT: BIDEN’S DOE SPENT MORE TO PRODUCE LESS ENERGY “The Biden administration grew the Department of Energy by 20% while spending even more—just to reduce U.S. energy production and make it more expensive. Puerto Rico had billions allocated for its destroyed power… https://t.co/6HnwrYzmh9 pic.twitter.com/XdmUOlKErA — Mario Nawfal (@MarioNawfal) March 24, 2025

Left-wing Axios is positively depressed about the future of the Democrat party, listing no less than 21 reasons why it’s doomed

Left-wing Axios is positively depressed about the future of the Democrat party, listing no less than 21 reasons why it's doomed ✌️https://t.co/zpJU8DGlbF — Peter St Onge, Ph.D. (@profstonge) March 24, 2025 🚨 Jasmine Crockett is ONCE AGAIN inciting violence against Republicans Crockett says you should “punch” your opponents, then says Senator @tedcruz “has to be …

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Average salary at Dept. of Education hits $145K in 2025—Total cost $602M… Even California pays almost $50,000 less for teachers than DOE employees.

Taxpayers are footing the bill for over $600 million in salaries at the Department of Education—money that could have been used to improve schools, help teachers, and boost student outcomes. Instead, it’s lining the pockets of bureaucrats. There’s no reason government salaries should be that high, especially when the results are questionable. Top teacher salaries …

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Trump administration proposes eliminating taxes for those earning less than $150,000

In an unprecedented move, the Trump administration is pushing for tax reform that would eliminate federal income taxes for individuals earning less than $150,000 per year. This proposal is a lifeline for the middle class, aiming to lift the financial burden and spur economic activity. BREAKING: Trump administration pushing to eliminate taxes for individuals earning …

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Physicians — NIH funding cuts will actually spur MORE research not less.

The Trump administration’s decision to slash overhead costs linked to federally funded research has sparked an immense backlash. But some doctors are praising the move, suggesting it will help “optimize” how taxpayer dollars are used when it comes to scientific research. A new rule from the Trump administration that went into effect Monday, capped facilities …

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RAND PAUL: Tariffs are simply taxes. Conservatives once united against new taxes. Taxing trade will mean less trade and higher prices.

We won the last election by complaining about Democrats' policies, which gave us high prices. Tariff lovers will be forced to explain the persistence of high prices…https://t.co/1Tc9HdSEHi — Rand Paul (@RandPaul) February 1, 2025 Out of all the news headlines that came out this weekend, this is the most shocking . pic.twitter.com/gwXrMDiM7y — Anna Wong …

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Swiss print 3x less money than Canada, Canadian dollar drops 67%. COVID spending fueled food inflation.

The Swiss have printed about 3x less money than Canada has between 1980 and 2024 And in 1985, 1 Canadian dollar could buy 2 swiss francs. Today? It buys 0.65. This isnt magic, guys. pic.twitter.com/KPOn7lqfb5 — Tablesalt 🇨🇦🇺🇸 (@Tablesalt13) December 24, 2024 The original Big Mac Index: Campbell's Tomato Soup. In short, Nixon broke the …

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Cap rates aren’t competitive, making real estate less attractive than bonds.

A theory for why CRE closed-end fundraising has fallen off a cliff: Cap rates and stabilized yields in real estate just aren't attractive compared to other asset classes. In many cases, quasi-government lending entities (Fannie and Freddie) in the multifamily space are getting… pic.twitter.com/Hv29TlLx2j — Shashankh Aryal (@aryal1994) December 17, 2024 TLDR: Real estate cap …

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The Euphoriameter hit a record 1.1 points. An all-time high 43% of investors doubting a stock market crash. The Schiller P/E ratio has hit 23-year highs. Enjoy the euphoric exit pump!

An all-time high 43% of investors think there is a less than 10% chance of a stock market crash occurring in the next 6 months 🚨 pic.twitter.com/c46U09cdsC — Barchart (@Barchart) December 6, 2024 This is wild: The Euphoriameter, an indicator measuring investor sentiment, hit a record 1.1 points, according to Topdown Charts. This metric uses …

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Women who is Famous for Spitting on Dongs, loses more than $440M in less than 20 minutes on Memecoin

Hailey Welch, known as “Hawk Tuah girl,” is under fire after her memecoin’s market value plummeted from $500 million to less than $60 million in under 20 minutes. As calls for legal action grow louder, Welch has yet to address the controversy, leaving many questioning the legitimacy of influencer-driven cryptocurrencies. I can’t say I feel …

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The Solution to America’s Economic, Social, and Structural Problems Is for the Government to Do LESS, Not More

via AIER The American Enterprise Institute has reprinted Edward C. Banfield’s little-known 1951 book, Government Project, which was a post-mortem of a defunct, quasi-socialist New Deal-era agricultural project in drought-prone Pinal County, Arizona. The Foreword to the 2024 edition, written by Kevin Kosar, spouse of Banfield’s eldest granddaughter, asks, “Why would [the AEI] republish a 1951 book …

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SOFR surge signals funding pressure; less cash, dealer inventories, and repo demand risk Fed reassessment and early QT end.

by Chris Black Last Friday the Secured Overnight Financing Rate (SOFR), a repo rate serving as the Fed’s new target reference rate , jumped 6 basis points (6 bps, 0.06) to above the Fed’s target range. SOFR measures (https://www.newyorkfed.org/markets/reference-rates/sofr) the median cost of Treasury repo borrowing. The jump not only caught most people off guard, …

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People Are Paid More to Work Less. This Explains Job Shortages and Productivity

via Mike Shedlock: Expanding benefits, especially more vacation time and paid family leave, helps explain job shortages and declining productivity. Hours worked and paid from Atlanta Fed, annotations by Mish During the Pandemic, Average Hours Rose. And Fell. The Atlanta Fed reports During the Pandemic, Average Hours Rose. And Fell. According to payroll survey Data from the …

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Bank credit is offically contracting, consumers are spending less…

Warning: Bank credit is offically contracting This has only happened during the Financial Crisis Buckle up pic.twitter.com/QpF0evOdNs — Bravos Research (@bravosresearch) October 4, 2023 https://twitter.com/leadlagreport/status/1709918710310338758 U.S. Mortgage Rates surpassed 8% this week for the first time in more than 23 years 🚨 pic.twitter.com/hha6FTuwsB — Barchart (@Barchart) October 5, 2023 *via Reuters – US economic activity …

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