A hub for independent voices and hard truths
“We’re sitting on the ultimate house of cards,” says real estate developer Mitch Wexler to Daniela Cambone. He details how a “$5.1 trillion school bond Ponzi scheme” using inflated home values is pushing the system to “terminal failure.” He warns of the outcome: “Can you imagine what will happen if …
As rental prices in New York City soar, tenant activists are demanding that the government stop landlords from increasing the rent on regulated apartments. In the end, these lucky tenants would get relatively cheap apartments while everyone else ends up worse off. Reason speaks with housing advocates, landlords, experts, and …
Remember the very subtle scene in The Big Short where the Moody's rating chick was wearing blinders. pic.twitter.com/Fu7qhSk1xv — Orlando (@Orlando74180344) October 18, 2025 Moody’s says the private credit & banking systems are perfectly “sound.” In 2007, right before the Great Recession, they also rated nearly 45,000 mortgage-related securities as …
The housing market "is going to be worse than 2008." – Housing Expert Melody Wright — Darth Powell (@VladTheInflator) October 16, 2025 DO NOT BUY A HOME. I repeat, DO NOT BUY A HOME. The world is changing fast. You need to stay liquid. This is coming from someone with …
Key Takeaways America’s median home price-to-income ratio has risen from 3.5 in 1985 to 5.0 in 2025. In 2025, the median price for an American home is $416,900, up from $82,800 in 1985. 30-year fixed mortgage rates have reduced from 12.4% to 6.8% between 1985 and 2025. Buying a home in …
California has crossed a line. Gavin Newsom has signed SB 79 into law, and single-family neighborhoods face a forced transformation. Sacramento is deciding what your streets will look like, not the people who live there. This is not a housing bill. It is a blueprint for centralized control disguised as …
The housing market has been the ONLY market that has remained oddly unphased out all the markets that have taken hits recently…and that fucker is GROSSLY OVER VALUED! — Blackpilled Millennial (@tronics_sniffer) October 12, 2025 I don't think you understand how truly fucked we are… Imagine 2008 but 10x the …
by Michael Are the financial markets about to be greatly shaken? The housing market is imploding, corporate bankruptcies are surging, there are all sorts of warning signs in the employment market, and much of the population is feeling our seemingly endless cost of living crisis very keenly. But so far the stock market …
Housing markets "freeze" before they crash. Why? Because its an illiquid market primarily owned by broke morons who can't do basic math. https://t.co/5DlojhK7My pic.twitter.com/rjnEclAoap — Darth Powell (@VladTheInflator) October 8, 2025 Homebuyers Are Canceling Deals at a Record Rate. Here’s Why. Nearly 70% of Americans think the economy is on …
American citizen breaks down in tears because she is now living in her car “for the foreseeable future” She has a job but rent prices are so out of control in America and you need 2.5x the rent to qualify for an apartment, she has to live in her car …
The American workforce is wobbling on the edge of a precipice yet Washington’s bickering shows no signs of slowing. In September the country lost 32,000 jobs a number that is only the visible tip of a larger unraveling. The figures are not just statistics they are people struggling to pay …
by PlanetaryGovenor Since 1990, Australian house prices have increased more than almost anywhere else in the developed world. We’re not ‘more capitalist’ than the US. We’re not more ‘land-scarce’ than the UK. Yet somehow our housing market has been deliberately inflated into a bubble that locks generations out. Ask yourself: …
The Wall Street Journal just reported that U.S. Landlords are becoming concerned over a slowdown in the rental market. Rental inventory is rising, and rent growth is now slowing, falling to its lowest level in 13 years, and the 6th lowest in the last 40 years according to John Burns …
This is going to be worse than ’08. Foreclosures are ticking up. Some real carnage under the surface of this market Fast food and QSRs, home builders and home improvement, car sellers and lenders, payroll software, payment processors, private equity all quietly breaking down Probably nothing — Ross Hendricks (@Ross__Hendricks) …
https://www.hud.gov/ Ironic how $1.5 trillion is “too far” but the $4.5 trillion the Big B*tch Bill set in motion was okay. There’s no left vs right. It’s simply us vs the elites. h/t ScoobyD00BIEdoo
https://youtu.be/RwSDcLHT_YY Warren Buffet’s IMMEDIATE Warning: Housing Market Is CRASHING Welcome to House Crisis, today we go over: Warren Buffet’s investment in real estate and his warning Why real estate will crash The housing market crash Dropping real estate prices US economy crisis and home builders updates Why houses are so …
This is the vicious cycle we are trapped in. It does not matter if it is cars or houses. Interest rates are soaring. Tariffs are hitting everything. The cost of building anything has gone through the roof. Every new house, every new car, every single project feels taxed, priced, or …
The American dream isn’t fading away. It is being sold off piece by piece. Not from bombs or depression, but from a housing market so warped that basic life markers like marriage, kids, a house, even adopting a dog are being shoved into the future or abandoned completely. This is …
by confoundedinterest17 August represents a massive switch from 3 years ago when there were nearly 40% more home buyers and sellers in the US housing market. There are now 35.2% MORE home sellers than buyers!
America’s housing crisis doesn’t hide. It sits in grocery store lots, behind gas stations, along the edges of school zones. More than 500,000 Americans now live full-time in RVs. That number doubled since 2021. These aren’t retirees chasing sunsets. These are working families, single parents, seniors who couldn’t keep up …
Rent vs Wage Growth Data: “Since 2000, housing costs have been rising faster than median household income. Inflation-adjusted rents have grown steadily, to more than 20 percent above their 2000 level. Inflation-adjusted prices for single-family homes have grown even faster… In contrast, inflation-adjusted median household income barely rose over the …
“No longer will illegal aliens be able to leave citizenship boxes blank or take advantage of HUD-funded housing, riding the coattails of hardworking American citizens,” Turner declared. “HUD will leverage all available enforcement actions against entities who do not comply with the request for citizenship information, including, but not limited …
“Achieving these results required additional incentives, resulting in a reduced average sales price of $383,000, and our gross margin drifted down to 17.5%, while our SG&A expenses came in at 8.2%, reflecting the soft market conditions.” Source: https://newsroom.lennar.com/2025-09-18-Lennar-Reports-Third-Quarter-2025-Results “The average sales price for new homes dropped to $389,000, an 8.7% …
Sherwin Williams cutting its 401(k) match is a pretty loud signal about where the cracks are showing in the economy. The company lives and dies by housing turnover and renovation cycles. Normally, people buying and selling homes drive paint demand, and DIY projects keep the volume steady. But with mortgage …
by confoundedinterest17 US housing is simply unaffordable! Mortgage rates remain elevated since the Biden Administration took control in 2021. Although under Trump, the rise in the 30-year mortgage rate has slowed. But the 30-year mortgage rate is up 126% since the beginning of 2021 and the “Joe The Boss” Biden administration. …
Alright, so if you’ve been following my housing market analysis since I first started warning about this bubble back in 2022, you know exactly where this is headed. The latest batch of data from July and August just dropped, and it’s confirming everything I’ve been warning you about: The housing …
Sellers in some US metros are growing so frustrated with the state of the housing market they are de-listing their homes at an alarming rate. Beyond slowing sales and flat prices, de-listings have become a defining feature of this summer’s housing market. Nationally, de-listings rose 57 percent in July compared …
A glut of housing supply is building in the Southern U.S. Home builders now have 9.6 months of supply on their lots — the 2nd-highest in 40 years. The long-term average is just 5.7 months, meaning the South is 68% oversupplied today. That’s good news for buyers. All this… pic.twitter.com/E3mHdk1D8A …
They keep telling you the housing market is “stable,” but stability does not require this much scaffolding, this much manipulation, this much concealment, and the louder the reassurances become, the more you should question what exactly is being hidden under the floorboards. Nearly 70% of FHA borrowers now carry debt …
The idea that the U.S. housing market is finally responding to buyers is a lie engineered to mislead. Beneath small price shifts and stagnant mortgage rates, the system is still structured to preserve inflated valuations, restrict liquidity, and trap both homeowners and prospective buyers. Reports that suggest softening prices or …