A hub for independent voices
“They Gave Mortgages to Illegal Immigrants.” – Ed Dowd Most thought the housing bubble was just rent subsidies. Wrong. The FHA was selling homes to illegals, using taxpayer-backed mortgages. “I thought they were just supporting prices via the rental market… but they were actually buying homes.” Now the market’s cracking. …
How much of your income goes to housing right now? by inREBubble “Mine shows 40% and calls it ‘risky’. People always say ‘keep it under 30%’ but I honestly don’t know anyone who does. Curious what real numbers look like” Reporter: Inflation is factoring heavily into consumers' views on spending …
Jerome Powell on the housing market: – “The housing market faces some really significant challenges and I don’t know that a 25-basis point decline in the Federal Funds Rate is going to make much of a difference for people.” – “Housing supply is low, many people have very, very low-rate …
The housing shortage pic.twitter.com/U00dO89D4p — MegaDitto (@Choosey_Beggar) December 7, 2025
AI Data Centers are becoming the new Subprime Housing market. Banks are packaging up risky loans and selling them off to other investors. byu/TonyLiberty inFluentInFinance Data center debt has exploded due to the AI boom, with $25.4 billion in US secured debt issued in 2025 alone, marking a 112% increase …
Veronica Martinez woke up early one recent morning to make a fresh batch of cookies. She packed them in a box and headed to a community center in East Oakland, where a nonprofit called Trybe invites families to get the things they need — produce, milk, eggs and even diapers. …
Spitznagel told Reuters (1) in an interview that he expects “an 80% crash” but also noted that he believes it will only happen “after a massive, euphoric, historic blow off rally.” While the stock market might be headed for an unstable future, he believes that a 20% gain for the …
In Houston, Texas, massive office buildings that once buzzed with oil executives, engineers and energy traders now sit empty, with abandoned desks, computer screens and haunting silence. The oil industry runs so deep in the heart of Texas that the series Landman, about roughnecks trying to get rich quick in …
Americans are worried about their jobs: Consumers aged 18–34 now perceive a ~33% chance of losing their job over the next 5 years, the 2nd-highest on record. The 3-month moving average of this metric has risen ~10 points over the last 3.5 years and now exceeds the 2008 peak. For …
by Michael During the days of the Great Recession, rapidly falling home prices caused all sorts of havoc for our major financial institutions. Unfortunately, home prices are starting to plummet once again in many areas of the country. And just like during the last housing crash, we are also seeing a …
In the sewer business, they say a good flush beats a full house. This one isn’t a good flush. It’s the other kind that fills your house with a stinking mess you have to live with. by David Haggith Adam Taggart, in his interview below with Freightwaves’ Craig Fuller, says Fuller’s …
by confoundedinterest17 Every time the government tries to make housing more affordable, they make the problem worse. Some people should rent and not fall for the government’s latest folly, the 50-year mortgage. True, the 50-year mortgage would lower the monthly payment by several hundred dollars (see the following example where …
Trying to figure this out… everyone already knows you should NOT be buying right now, but someone got sold on this property and for them to put up $300k would still leave them with a $1M mortgage so I’m even confused how the $6k is clearing, let alone producing? 🤦♂️🤦♂️🤦♂️ …
by confoundedinterest17 Housing after Covid. 2020. A year that goes down in infamy. The Covid outbreak and the government’s insane overreaction to it. Masks and massive spending, driving up housing prices. After 2020, mortgage originations plummeted while housing prices soared. US home prices took off like a scalded cat after …
What is a Hindenburg Omen? Why does Ed Dowd think that a deflationary event has already begun? One which will shake the world?
DEVELOPING: Seattle mayor-elect Katie Wilson is going viral after announcing her wants: Wilson: “I want everyone… to have a roof over their head. I want universal child care, free K-8 summer care… I want social housing, I want much more land and wealth to be stewarded by communities instead of …
This is how private ownership disappears, one policy at a time. NYC Mayor Zohran Mamdani plans to buy up homes on the private market, creating "city communes" to house residents pic.twitter.com/pPaevVzbYa — End Wokeness (@EndWokeness) November 8, 2025 The initiative is part of Mamdani’s $100 billion “Housing By and For …
by confoundedinterest17 Redfin’s Housing Turnover Report, Q1–Q3 2025 Just 2.8 homes out of every 1,000 changed owners in the first nine months of 2025—the lowest turnover rate in at least three decades. This marks a 38% plunge from the 2021 frenzy, when 44 per 1,000 homes sold, and is 44% below the …
BREAKING: TOP TRUMP OFFICIALS ARE HIDING INSIDE MILITARY BASES – SOMETHING BIG IS COMING Multiple senior Trump officials have quietly relocated into military housing around Washington, D.C., citing “concerns for their personal safety.” According to The Atlantic: • Stephen Miller and his family reportedly fled their Arlington home after protests …
Realtors' phones ringing off the hook as panicked New Yorkers ditch coveted area codes to flee Mamdani housing chaos https://t.co/FtsaI7FHNb — Daily Mail US (@Daily_MailUS) November 5, 2025 Real estate agents are being bombarded with calls this morning from panicked New Yorkers desperate to flee after Zohran Mamdani’s mayoral victory …
Zohran lectures ppl about affordability while living in rent-stabilized housing even tho he's an assemblyman ($142K a year) subsidized by his wealthy parents. "$92 wagyu steak please." pic.twitter.com/OSOWssd5ho — Anthony Galli (@AnthonyGalli) November 4, 2025 Mamdani resides in a rent-stabilized one-bedroom unit costing $2,300/month, located in a gentrifying part of …
New York has been losing people due to outbound migration over the last 50 years, with its share of the US population getting cut in half during that time. Meanwhile, states like Florida have grown in economic influence and population, and now have more people, housing value, and electoral votes. …
The US housing market is frozen: Only 28 out of every 1,000 homes, or 2.8%, changed hands in the first 9 months of 2025, the least in at least 30 years. The turnover rate has declined -38% since the 2021 peak, when 44 out of every 1,000 homes were sold. …
Mortgage rates jump 20 basis points following Fed cut While the Federal Reserve cut its benchmark interest rate this week, mortgage rates responded by doing just the opposite. The average rate on the 30-year fixed mortgage has jumped 20 basis points since Chairman Jerome Powell announced the cut on Wednesday …
Two military sites earmarked as asylum seeker accommodation Hundreds of asylum seekers could be housed in two military sites in Inverness and East Sussex as the government seeks to end the use of hotels. Discussions are under way over the use of the sites to accommodate 900 men, as first …
Credit scores are collapsing faster than at any time since the Great Recession, and the warning lights are flashing across every corner of the economy. Millions are now falling behind on car loans, credit cards, and personal loans, revealing how fragile the so-called recovery really is. “Credit scores are falling …
Undercover Billionaire star and real estate investor Elaine Culotti came on the shot to talk about California Senate Bill 79, recently signed by Governor Gavin Newsom, which overrides local zoning to allow high-density housing near public transit stops. Culotti argues the law strips local communities of control and enables large …
Florida’s housing market didn’t cool. It cracked. Pandemic money, remote-work fantasies, and short-term rentals pretending to be long-term investments pushed prices to unsustainable heights. Now the air is rushing out. Cape Coral homes lost nineteen percent of their value. Fort Myers dropped thirteen percent. Sarasota, Naples, Miami, all sliding. These …
