This is the vicious cycle we are trapped in. It does not matter if it is cars or houses. Interest rates are soaring. Tariffs are hitting everything. The cost of building anything has gone through the roof. Every new house, every new car, every single project feels taxed, priced, or delayed out of reach.
All of this feeds into itself. Higher costs make everything more expensive. Consumers cannot keep up. They stop buying, or they stretch too far and collapse. Jobs weaken because demand slows. Companies pause investment. Construction halts. Production slows. Prices stay high or go higher anyway. This is a death spiral. Or doom loop. Call it what you want. It is the same thing.
I do not see a solution other than pain. It is coming for everyone. Does it feel familiar? Look back to 1978. Burns, Miller, the Fed fighting inflation. Numbers are not the same, but the pattern rhymes. Back then it was energy shocks and sticky prices. Now it is debt, supply issues, housing costs, and affordability breaking households. Premature tightening, stubborn inflation, weakening employment. It feels like we are replaying the 1970s.
That thirty-seven trillion of debt looming over the system is the storm we cannot ignore. The Fed cannot fix this. Raising rates does not work. Printing money does not work. The system is broken. Every precious metal is warning. Gold, silver, platinum, all flashing red signals. The middle class is the target, whether they know it or not. Jobs, equity, savings, all under pressure.
This cycle is a reset in slow motion. Prices crash. Jobs disappear. Middle-class wealth evaporates. Then slowly, the system rebuilds. Money is printed. Costs fall. Jobs return to meet the new demand. Cars, houses, infrastructure start moving again. But only after pain is inflicted.
Centralized banking is at the heart of it. Everything is designed to protect the system and the elite, not the people. Greed over everything else. It is harsh. It is relentless. And it always comes back to the same place. The system must break for it to continue.