Independent thinking for complex markets and current events
Walking just 2,300 daily steps (around 20 minutes) begins lowering major heart risks by 17%. Brisk walking (80+ steps per minute) cuts heart failure risk by 30% and strokes by 24%. Even people with high blood pressure see a 22% reduced heart failure risk per 1,000 extra steps. Consistency matters more than hitting 10,000 steps; …
Electricity bills are skyrocketing and water reserves are dwindling, yet Big Tech giants like OpenAI, Meta, and Amazon are thriving. They’ve secured billions in tax breaks while you foot the bill through higher rates and taxes to power their AI servers. ChatGPT’s true cost goes far beyond its $20 monthly subscription: consumers are shouldering $9.3 …
Starter homes should not cost $400,000. byu/TonyLiberty inFluentInFinance
Small businesses in the U.S. are facing big challenges. Health insurance costs keep rising. Premiums for firms with fewer than 50 employees went from $20,236 in 2019 to $25,167 in 2024 (https://www.kff.org/report-section/ehbs-2024-section-1-cost-of-health-insurance/). The average family premium was $7,529 in 2023 (https://www.commonwealthfund.org/publications/issue-briefs/2024/dec/trends-employer-health-insurance-costs-2014-2023). Deductibles are high too, averaging $5,074 a year per employee (https://www.commonwealthfund.org/publications/issue-briefs/2024/dec/trends-employer-health-insurance-costs-2014-2023). Credit card fees …
Institutional investors are all in on tech, retail is buying 3 billion dollars a day, and real estate is frozen. This is more than a bubble, it’s a pressure cooker ready to blow. Well – let me man-splain it "Recession coming" And this at a time where we have the largest Bubble ever. 226% Market …
by Michael The high tech elite that have accumulated so much wealth and so much power over the past couple of decades really are trying to create an entirely new class of people. While the majority of the population continues to decline physically and mentally, they intend to use technology to transform themselves and their …
All eyes are on Alaska, as Presidents Trump and Putin are set to hold an in-person meeting on Friday. But first, Trump joined a video conference with Zelensky, who is in Berlin to meet with his European handlers. Col. Larry Wilkerson, former Chief of Staff to the U.S. Secretary of State, noted that Trump’s sole …
The Fed is back in the bond market. No cameras. No policy announcement. Just $43.6 billion in U.S. Treasuries scooped up in a single week. In May 2025, the Fed quietly bought $43.6 billion through its System Open Market Account (SOMA) — including $8.8 billion in 30-year bonds on May 8 https://dailyhodl.com/2025/05/24/fed-quietly-buys-43600000000-in-us-treasuries-in-alleged-stealth-qe-operation-after-china-abruptly-dumps-billions-in-bonds/ The official term …
It's interesting to see some people claim inflation is slowing. The equal-weighted commodities index is up 12% in the past year. That’s real-world inflation. Meanwhile, US money supply just hit a new high, and the dollar is weakening sharply against other currencies, including… pic.twitter.com/xYS56p7DeX — Otavio (Tavi) Costa (@TaviCosta) August 9, 2025 Commodities surged 12% …
by Michael If everything is going to be just fine, why are thousands of stores closing all over the country? So far this year, the total amount of retail space that has been permanently closed has surpassed 120 million square feet. We have never seen anything like this before. Store closings spiked during the early …
SPY’s up. But internals are cracking. RSI over 80. Stochastic signals stalling. Price action’s heavy. Hedge funds dumped $60B in index exposure last week. Retail’s still chasing. Fed’s rate cut already priced in. No upside surprise left. One of the most predictable U-turn points in the market is when the price approaches a previous all-time …
S&P 500 hits its most expensive valuation in 4 years 🚨🚨 pic.twitter.com/afbN5BNL4o — Barchart (@Barchart) August 5, 2025 For those who believe the S&P 500 is reasonably valued. What an illusion. pic.twitter.com/1pRE3IHX7v — Guilherme Tavares (@i3_invest) August 5, 2025 Based on July‘s S&P 500 monthly data, the market is OVERVALUED somewhere in the range of …
Nearly half of millennials say the cost of living keeps them from buying a home. “Forty-five percent of people aged 23 to 38 say high living costs stop them from owning a house,” Bankrate said in a survey.https://www.bankrate.com/surveys/down-payment-survey-september-2019/ Only 38% of Gen X and 31% of Baby Boomers said the same. Bankrate also found that …
Gage is a new app that keeps a public social credit score on your work habits. “Gagework has introduced what is essentially a social credit score for employees.”https://thewinepress.substack.com/p/tech-startup-introduces-social-credit Users say it feels like “Yelp for humans.” Managers can rate your teamwork, energy, or even mood during a huddle. You might lose points for not giving …
Economists are having trouble understanding why stocks are at all-time highs. Well, technically, they are not measured in currencies other than the US dollar, like the euro, but in local currency terms, yes. According to economic textbooks, tariffs hamper free trade, cause investment uncertainty, and lead to suboptimal economic outcomes. The reality is that US …
Housing is more broken than most admit. Cutting rates won’t fix it. Prices remain too high and wages too low to afford a home. Inventory shortages in key regions make matters worse. First-time buyers are pushing 40 years old on average. That shows how the market locks out younger generations. Albert Edwards, known for predicting …
Prices climbed faster than paychecks again this quarter. Beef just broke $6.12. Social Security faces a mandatory 24% slash starting January 2033. And 40% of U.S. workers now earn less than the inflation-adjusted cost of living. Indeed’s real-pay tracker posted a July spike. 43% of Americans are losing ground on purchasing power. March’s level was …
WASHINGTON (DC News Now) — Days after a transformer caught fire at a Pepco substation in Northwest D.C., hundreds of customers in the Dupont Circle neighborhood are still experiencing power outages. Shortly after midnight, on July 17, the D.C. Fire and EMS Department was dispatched to the Pepco substation in the 2140 N St. NW …
The S&P 500 just closed above 6170. Nasdaq is over 20000. Every financial outlet is painting it as strength. But if you step away from the screen and check the wallets, it’s clear the real economy is strained. More than half of Millennials and Gen Z say they are using buy now pay later apps …
by confoundedinterest17 Should President Trump fire Fed Chair Jerome Powell and replace his with someone else like Treasury Secretary Scott Bessent? The answer is … YES! Why? First, there was a massive response to the Covid outbreak in 2020. And the monetary stimulus (aka, stimulypto) has never been removed. The Fed Funds Target Rate (upper …
Was it a margin call yesterday and now a silver squeeze is developing after years of manipulation? 🤔 https://t.co/Q03fESeSk8 pic.twitter.com/lHvg53vj5W — JustDario 🏊♂️ (@DarioCpx) June 6, 2025 ⚡️#Silver prices have surged past $36/oz, reaching levels not seen since 2012, signaling robust market momentum.Fundamentals remain compelling: since 2022, silver has faced persistent supply deficits, with demand …
Germany’s unemployment rate has surged to its highest level in a decade, reflecting the deepening struggles of Europe’s largest economy. The latest data from the Federal Employment Agency confirms that 2.96 million Germans are now unemployed, marking an increase of 34,000 in May alone. This is not just another slow month for the job market. …
Canadian 🇨🇦 cities by income needed to buy a home (March 2025): 1. Vancouver: $223,9002. Toronto: $211,3003. Victoria: $176,3004. Hamilton: $147,3005. Ottawa: $134,9006. Calgary: $118,6007. Montreal: $108,9008. Halifax: $94,6009. Edmonton: $93,70010. Winnipeg: $74,600 — Made In Canada (@MadelnCanada) May 27, 2025 Ontario’s mortgage delinquency rate has hit an all-time high, revealing deep financial distress among …
Anyone else seeing this candle?? pic.twitter.com/FjKfXfD1Ex — Jim Carroll (@vixologist) May 15, 2025 DAX Update Impressive run High probability of an aggressive pullback. pic.twitter.com/ROjs0IrZKN — The Great Martis (@great_martis) May 15, 2025 $IWM Something has to give right here, right now. Your move Russell… pic.twitter.com/e4q2cwhEUh — Heisenberg (@Mr_Derivatives) May 15, 2025
AI won’t just lead to universal basic income — but universal high income. Tens of billions of humanoid robots could 10× the global economy. They won’t just help. They’ll unlock abundance. Everyone gets what they want, if we get it right. Elon Musk says AI won't just lead to universal basic income — but universal …
The trends in housing are not good in 2025. Rates are high, inventories are rising, and people are getting foreclosed on. California inventories are up 40%. pic.twitter.com/qxbnXntKDT — QE Infinity (@StealthQE4) May 13, 2025 Great fucking news, US rents are falling pic.twitter.com/xPS5xZydcE — Darth Powell (@VladTheInflator) May 12, 2025 30-Year Treasury Yield jumps to 4.89%, …
This won’t ever be paid back. It’s nothing but a giant Ponzi scheme at this point. https://t.co/1ok4LJIWZT — QE Infinity (@StealthQE4) May 11, 2025 Gold scores highest weekly close in history 📈📈 pic.twitter.com/DOjfooThwz — Barchart (@Barchart) May 11, 2025 The U.S. dollar has lost 99% of its purchasing power since 1971 80% of all dollars …
by Michael When you don’t have enough money to pay the bills, it can make for a lot of sleepless nights. If you are in that position right now, I want you to know that you are definitely not alone. I have heard from so many people that are being absolutely crushed by our ongoing …
Tariff rush blows out U.S. trade deficit to historic high! byu/MonetaryCommentary inEconomyCharts The U.S. trade deficit ballooned to a record $140.5 billion in March 2025, as everyone rushed to import goods ahead of Trump’s tariffs, which kicked in early April. This preemptive buying spree sent imports surging some 23% year-to-date, with record inflows from countries …
🚨 #BREAKING: A Philadelphia Police Officer has just been SH0T on the stomach after attempting to break up a high school fight When are people FINALLY going to admit what the real problem is here??! It’s WAY past time to have this conversation. pic.twitter.com/7dKdSbHLpn — Nick Sortor (@nicksortor) May 7, 2025 Breaking: @PhillyPolice officer in …