Independent thinking for complex markets and current events
$cava becomes the latest QSR to bite the dust on disappointing earnings… consumers too tapped out to afford burritos, bowls and Starbucks lates, but don’t worry the Fed is gonna cut 25 bps and Tom Lee is bullish pic.twitter.com/b9UkTCCiOc — Ross Hendricks (@Ross__Hendricks) August 12, 2025 The only earnings growth is coming from the MAG-7 …
Woman refused to work for 18 years so she could get her Section 8 Housing Voucher to pay for her home It was a new build home and now she owns it, paid for by taxpayers “I work with Section 8 — This girl who is a nurse who has turned down several jobs because …
0:00 The Cost of Bills Index 2025 3:41 Affordable Living Options in the U.S. 6:09 Student Loan Crisis will impact the economy 8:39 Water View 9:51 From White Collar To Blue Collar 14:31 The Boat Life 17:51 McDonald’s New Business Plan Cost of living is top of mind for just about everybody these days considering …
Housing affordability has rarely been worse: 94 million American households cannot afford a $400,000 home, according to a National Association of Home Builders analysis. By comparison, the estimated median price of a new house is ~$460,000. To put this differently, 70% of US households cannot afford a typical-priced home. Concerningly, ~53 million households cannot even …
You're missing the best part, 80% of the people who can afford ALREADY OWN pic.twitter.com/BeDXsEK7ap — Darth Powell (@VladTheInflator) March 31, 2025
If your mortgage payment is over $3,000 a month, odds are you can’t actually afford the house. Yeah, you can fake it for a few years: stretch the budget, shift some expenses, maybe dip into savings when things get tight. But the walls close in eventually. The pressure builds. The monthly payment becomes a looming …
Skyrocketing rates make homeownership impossible for most Americans, with $124,150 needed to afford the median home—far above the $79,223 median household income. As of January, "qualified income" needed to afford median home in U.S. was $124,150, but U.S. median household income was $79,223 … makes for a $44,927 affordability gap per @AtlantaFed data@DataArbor pic.twitter.com/hLA3s23L1o — …
The CEO of Macy’s this week steps forward and says that economic uncertainty is affecting all shoppers right now even affluent ones as sales at Macy’s drop 5 %. Meanwhile, most Americans can’t even afford life anymore as more people are just barely scraping by in order to make ends meet.
https://twitter.com/leadlagreport/status/1894728492631134440 I mean he's not wrong pic.twitter.com/A6SlGzZBUs — Darth Powell (@VladTheInflator) February 26, 2025
$PEP PepsiCo going for 3 red years in a row for the first time since inception. Signs of recession or people getting healthier? byu/cetin_ai inwallstreetbets h/t TomatoSpecialist6879
by confoundedinterest17 No, its not 1903. Its 2025 and Dayton Ohio is the third most affordable city in the USA. Ohio, the cradle of American Presidents (McKinley, Grant, Taft, Benjamin Harrison, Hayes, Garfield, Harding), is also home to 4 of the most affordable cities in the USA, according to The Virtual Capitalist. Workdays required to afford a …
The car market has taken a real nosedive recently with 25% of people that have a loan, being underwater on their loan, meaning they now owe more than the car is worth. And the average is almost $7,000 more owed than its worth! On top of that, we have folks that earn $150,000 a year …
Credit card companies wrote off $46B in seriously delinquent loan balances in just the first 9 months of 2024. 50% increase YoYHighest in 14 years pic.twitter.com/IH3yW47xHq — Darth Powell (@VladTheInflator) January 3, 2025 Linkhttps://t.co/wD6lnwO923 — QE Infinity (@StealthQE4) January 3, 2025 Auto loan delinquency rates are at their highest in more than a decade, per …
by Martin Armstrong Inflation data is skewed and does not factor in the reality that the costs of basic necessities like food and housing have not waned significantly since COVID began. Shelter costs, in particular, have become unaffordable for the majority. Redfin recently reported that 74% of Americans earning under $50,000 are seriously struggling to maintain consistent …
Americans who rely on Medicare to pay for hospital stays are often unable to pay the cost of the standard deduction, sometimes producing a financial shock. Researchers at the University of Pennsylvania Perelman School of Medicine found that almost half of such patients have insufficient funds to pay the $1,600 payment, the standard out-of-pocket cost. …
“For the first time since the 2020 pandemic buying a home has become more affordable: US homebuyers now need to earn $115,454 annually to afford the median-priced home with a 15% down payment. This is down 1.4% year-over-year, marking the first annual decrease since June 2020, when mortgage rates were below 3%. The drop came …
400 sq ft home bought for 6k in 1960 is worth over 2 million today. Not even a beachfront property. I can’t be the only one that thinks this is absurd. The median down payment in the US is $64,000 or 15.36% on median priced home of $416,700. Homebuyers aged 25-33 rely heavily on gifts …
Tim Walz: “We can’t afford four more years of this.” Kamala is in office right now. She’s the “this”pic.twitter.com/d6FDhzmxK5 — Bad Hombre (@Badhombre) September 21, 2024 View post on imgur.com View post on imgur.com h/t @MoonPie
Millions of American seniors are having a hard time affording their prescription medications, a new National Health Statistics report suggests. The study, published by the Centers for Disease Control and Prevention, found that approximately 4% of those aged 65 and older can’t afford their prescription at all, and more than 3% of them skipped doses, …
“As soon as mortgage rates drop demand is gonna SURGE.” I think it’s time to face facts kiddos, most of the “pent up demand” was just investors who have moved on to greener pastures. Buyers aren’t waiting for lower rates, they’re waiting for lower prices. Mortgage Rates Hit 17-Month Lows, But ‘Homebuyers Are Staying Patient’ …
The rising cost of living, particularly food prices, has been a significant issue. According to recent data, food prices have reached record highs, impacting many households. A survey conducted by the Urban Institute found that nearly one in four renters in the U.S. reported skipping meals in the past year to afford their rent and …
According to a recent survey by Credit Karma, 1 in 3 parents (31%) say they can’t afford back-to-school shopping this year. This highlights the financial strain many families are experiencing, likely due to factors such as inflation, rising costs of living, and economic uncertainty. 1 in 3 parents say they can't afford back-to-school shopping this …
Median down payment by generation The median down payment varies based on age demographic with the general trend of younger buyers being able to afford a smaller down payment as a percentage of the home purchased. For homebuyers 25 to 33 the primary source of their down payment comes from savings, followed by gifts from …
82-year-old McDonald’s worker says he can’t afford to retire after decades of service byu/Fun_Balance_1809 ineconomicCollapse
by Shock2k McDonald’s same-store sales fall for 1st time since 2020 | AP News https://apnews.com/article/mcdonalds-second-quarter-earnings-b4cf6976a8688796b75404f178c5798b The increase was due to a 40% Increase in paper, food, and “labor” (the robots McD’s workers got canceled) prices. Though the number of customers declined, the sales decreases weren’t as steep because of the higher prices. I’m not sure …
You’re not imagining it – it’s much more expensive to stock up your fridge and pantry now than ever before. Even if you pick the cheapest options or purchase the same products as always, your final grocery bill is probably higher than it was a few months ago. And it’s safe to say that the …
Due to inflation eating away at earnings and less supply of affordable housing, the majority of Americans today cannot afford median rent prices, according to a new report by the real estate company Redfin. The analysis comes as other reports indicate that both homeowners and renters are struggling with high housing costs due to inflationary …
"Just 39% of renters make enough to afford the median-priced apartment."@Redfin pic.twitter.com/UPQi7t7m92 — Daily Chartbook (@dailychartbook) June 24, 2024
In a surprising twist, car prices are experiencing a dramatic shift. After years of seemingly endless climbs, prices are now plummeting at an alarming rate. Here are some key points: New Vehicle Prices: Industry analysts report that the average price of a new vehicle has dropped by nearly 20% year-over-year. This decline is a welcome …
Half of all US renters are renting above what they can afford Red denotes rent prices greater than 50% of their income pic.twitter.com/Y1ogVCY0CT — Michael Burry Stock Tracker ♟ (@burrytracker) May 24, 2024