Median down payment by generation
The median down payment varies based on age demographic with the general trend of younger buyers being able to afford a smaller down payment as a percentage of the home purchased. For homebuyers 25 to 33 the primary source of their down payment comes from savings, followed by gifts from a friend or relative in second. The overall median down payment is 15% which would be $61,845 on the median home price of $412,300 in the United States.
If you made a 15% down payment on the median home price in the US you would still need a six-figure salary based on this home affordability calculation here for the home to be considered affordable.
https://wealthvieu.com/ucmaf?a=100,000&b=25&c=61,845&d=7&e=1,000
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