It’s not just low income folks struggling anymore. Even the rich are falling behind on making their debt payments these days. In fact, the delinquency rate for prime borrowers on auto loans is skyrocketing right now especially when you compare it to just one year ago. On top of that student loan borrowers who have had their payments on are going to see them, and if they don’t pay, their wages will be garnished. Things are getting real in this economy.