Top Transit Credit Cards for 2025

1. Blue Cash Preferred® Card from American Express This card offers 3% cash back on transit including parking, tolls, trains, buses, taxis, subways, ferries, and rideshare services. It also provides 6% cash back at U.S. supermarkets on up to $6,000 per year in purchases and 6% cash back on select U.S. streaming subscriptions. There’s a $0 intro annual fee† for the first year, then $95.

2. Citi Custom Cash® Card This card is great for flexible bonus categories, with 5% cash back on up to $500 in purchases in your top eligible spend category per billing cycle. You can also earn 1% cash back on other purchases. There’s no annual fee.

3. Chase Sapphire Reserve® A versatile card offering 3x points on travel, including transit expenses, and 10x points on hotels and car rentals purchased through Chase Travel. It also provides a $300 annual travel credit. However, it comes with a hefty annual fee of $550.

4. Capital One Venture Rewards Credit Card This card offers 2 miles per dollar on all eligible purchases, including transit. It has a welcome bonus of 75,000 miles when you spend a certain amount in the first few months. The annual fee is $95.

5. U.S. Bank Cash+® Visa Signature® Card Provides 5% cash back on your first $2,000 in combined eligible net purchases each quarter on two categories you choose, such as transit. You can also earn 2% cash back on eligible groceries, restaurants, and gas stations, and 1% on all other purchases. No annual fee.

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