Independent thinking for complex markets and current events
The biggest conspiracy right now is the cost of living and the disappearance of the middle class. Most people are living paycheck to paycheck. Have kids and it gets even worse. Technology has advanced, but Gen Z, Millennials, and Gen X all have far less than their parents did. $100,000 is the new baseline for …
by Michael An absolutely gigantic space rock that has a mass larger than 33 billion tons will be making its closest approach to Earth on December 19th. We are being told that this gigantic space rock does not pose a threat, but all of a sudden a “special training exercise” that is exclusively focused on …
Paris has always been known as the City of Light, a symbol of beauty, romance, and timeless culture. But in Paris 2025, the reality on the ground paints a very different picture. This video takes you through the heart of the French capital to uncover how mass migration, urban decline, and cultural transformation have dramatically …
6 doesn’t sound like a lot. But an additional 6 percent demand for houses drives up costs more than 6%. 6% is a lot. Adding 5% more cars to a city can make traffic 25% worse. Same situation. 6% can take a buyer’s market and make it a sellers one. It’s a big deal. On …
Key Takeaways America’s median home price-to-income ratio has risen from 3.5 in 1985 to 5.0 in 2025. In 2025, the median price for an American home is $416,900, up from $82,800 in 1985. 30-year fixed mortgage rates have reduced from 12.4% to 6.8% between 1985 and 2025. Buying a home in America isn’t for the faint-hearted, …
Chapter 7 Individual Bankruptcy Filings Jump 15 Percent In First 9 Months Of 2025 — NewsWire (@NewsWire_US) October 6, 2025 A total of 249,152 individual Chapter 7 bankruptcy filings were made in the first nine months of this year in the United States, which is a 15 percent jump compared to the same period last …
Over 89,000 electric trucks were sold in the first half of 2025, up 140% from the same period last year. China accounted for almost 80K of those, w/ sales in Europe making up most of the balance. h/t straightdge
President Donald Trump is now openly embracing the conservative blueprint he desperately tried to distance himself from during the 2024 campaign. President Donald Trump has changed his tune on the conservative policy plan Project 2025 after actively distancing himself from it for months during his reelection campaign. Trump announced on Thursday that he would be …
The annual meetings of the International Monetary Fund and World Bank are coming up in 2 weeks: https://meetings.imf.org/en/2025/Annual https://www.worldbank.org/en/meetings/splash/annual There is a guest registration that closes today: https://www.imfconnect.org/content/imf/en/meetings/AM25/Registration.html The 2024 meeting was also in DC. Every third year, these meetings have traditionally been held outside of DC. The 2024 and 2025 meetings are DC meetings. …
This tweet is real. “I have a meeting today with Russ Vought, he of PROJECT 2025 Fame, to determine which of the many Democrat Agencies, most of which are a political SCAM, he recommends to be cut, and whether or not those cuts will be temporary or permanent.” https://www.yahoo.com/news/articles/trump-teases-federal-cuts-amid-131228821.html
The Wall Street Journal just reported that U.S. Landlords are becoming concerned over a slowdown in the rental market. Rental inventory is rising, and rent growth is now slowing, falling to its lowest level in 13 years, and the 6th lowest in the last 40 years according to John Burns Real Estate Consulting.
Gold frenzy explodes in 2025 with 38 record highs, 43% gains, and Fed cutting rates while inflation roars. BREAKING: For the first time in nearly 30 years, foreign central banks hold more gold than U.S. Treasuries. It’s happening… pic.twitter.com/lgSS7T82sZ — Jacob King (@JacobKinge) September 30, 2025
by Michael We sure have seen a lot of really crazy things happen so far this year. But in the minds of most Americans, there is one crisis that far outweighs everything else. As I have been documenting for years, our standard of living has been collapsing as the cost of living has risen must …
Just finished watching a video that says it all, at this rate you’re going to end up homeless no matter whether you work or not. h/t Kenshiro
by Michael Have you noticed that our planet has been shaking a lot lately? The magnitude 7.8 earthquake that just hit Russia’s Kamchatka peninsula is just one of the 466,742 earthquakes that have rattled the giant space rock that we all live on this year. Simultaneously, dozens of volcanoes have been erupting and there have …
They are erasing humans from tech. The layoffs in 2025 are not a correction or a market blip. They are a purge. Executives stopped pretending this is about efficiency. Algorithms are taking over, and the speed is staggering. By mid-September, over 166,000 workers vanished across 400 tech companies. Each round of cuts names AI as …
by Michael “Efficiency” has become one of the hottest trends in the tech industry, and that is really bad news for American workers, because one of the best ways to become “more efficient” is to get rid of low-performing employees. Just about every time a big tech company fires a bunch of workers, the stock price …
by Michael When two-thirds of all the workers in your entire country are just barely scraping by from month to month, you have got a major crisis on your hands. For a long time, our standard of living has been going down and the middle class has been shrinking. But in recent years, those two …
The Mass Shooting Tracker is a crowd-sourced database of U.S. mass shootings. We define a “mass shooting” as a single outburst of violence in which four or more people are shot. This is not the same as mass murder as defined by the FBI. Learn more here. https://massshootingtracker.site/
911K Job Growth Revisions Color me not surprised. https://t.co/xWCzOX1Im4 pic.twitter.com/jCjWB3pON3 — Samantha LaDuc (@SamanthaLaDuc) September 9, 2025 Big 50bps cut at the next FOMC meeting is a lock: https://t.co/thO5HFLVos — Sold At The Top (@soldatthetop) September 9, 2025 The US BLS overstated the number of jobs added by ~76,000 PER MONTH. In June, the US …
District of Columbia National Guard troops who are deployed as part of President Donald Trump’s federal law enforcement intervention in the nation’s capital have had their orders extended through December, a National Guard official said. The main purpose of the extension is to ensure that any D.C. Guard members out on the streets of Washington …
by Martin Armstrong NATO is not at war, and yet, the alliance has spent more on funding Ukraine than on any other conflict. The Defence Expenditure of NATO Countries (2014-2025) determined that the alliance is expected to spend $1.59 trillion USD in 2025, up from $1.5 trillion in 2024. The United States continues to uphold the alliance …
This isn’t a question of ‘paper hands.’ The O/N RRP is now fully drained – something we haven’t seen since it surged in 2021. Thus, unless the Fed abruptly abandons QT & reverts to QE, US liquidity is going to contract for the 1st time since 2022. And the last time that happened, @Bitcoin collapsed …
The ban stems from: Child safety concerns Inappropriate content Weak moderation systems Chinese regulators cited Roblox’s failure to prevent harmful material from reaching young users, which clashes with the country’s strict digital content laws. https://economictimes.indiatimes.com/news/international/us/robolox-is-banned-in-these-countries-shutdown-rumors-usa-safety-issues-global-bans-us-lawsuits-explained/articleshow/123441374.cms
City officials are crowing over gains on the 2025 reading and math exams, but the state lowered the passing benchmarks for some students — raising questions about boasts of substantial academic progress, experts told The Post. The tests, given statewide to NYC public school kids in grades 3 through 8, required third graders to get …
$61.9 billion. That’s how much companies are spending on generative AI in 2025. IDC says investment jumped 94% this year. https://www.business-standard.com/technology/tech-news/genai-paradox-companies-pouring-billions-into-ai-it-has-yet-to-pay-off-125081302003_1.html The payoff? Still nowhere to be seen. McKinsey finds nearly 80% of firms use generative AI—but the same number say it hasn’t boosted the bottom line. https://www.thestar.com.my/tech/tech-news/2025/08/14/companies-are-pouring-billions-into-ai-it-has-yet-to-pay-off Pilot projects are collapsing fast. S&P Global …
by Michael If everything is going to be just fine, why are thousands of stores closing all over the country? So far this year, the total amount of retail space that has been permanently closed has surpassed 120 million square feet. We have never seen anything like this before. Store closings spiked during the early …
Chevrolet Blazer: Lincoln Aviator: Volvo XC60: Rivian R1T: Polestar 2: Ford Bronco: Jeep Wrangler: Nissan Frontier: Mitsubishi Mirage: begin 2:35 h/t TIO JUAN
by Michael Have you noticed that virtually all of our major cities are poorly run? I believe that the condition of our largest metropolitan areas is a warning. If we don’t straighten up, the entire country will soon resemble our core urban areas. Thankfully, there are millions of Americans that strongly support a return to …
Are you tired of paying more and getting less every time you go shopping? Shrinkflation has gone TOO FAR, and companies are secretly ripping us all off with sneaky product downsizing and hidden price hikes. In this video, we expose the truth about shrinkflation and how major brands are quietly shrinking package sizes while charging …