A family now needs $140,000 just to stay afloat while most bring in $80,000 and the gap is tearing the country apart

New EPI family budget data shows even basic living costs can exceed $200,000 in big metros

The Economic Policy Institute’s 2025 update finds that a bare bones “modest but adequate” budget for a two parent two child family in San Francisco is $211,473 a year, while the median family income there is $176,676, which still is not enough to cover basics like housing, food, transport, child care, health care and taxes. Even in the cheapest metro in the country, Rockingham County in North Carolina, a basic budget of $79,191 still sits above the local median family income of $70,961, which means families in both high cost and low cost areas are underwater before they even talk about savings or emergencies.
Economic Policy Institute

https://www.epi.org/press/new-family-budget-calculator-data-show-cost-of-living-in-every-county-and-metropolitan-area-in-2024/