69.2% of Americans now live paycheck to paycheck.
Read that again. 69.2% y’all.
PYMNTS’ latest report shows 692 out of every 1,000 U.S. adults are barely keeping up.
It was 68% in May👇
And now?
1 in 4 can’t even pay their monthly bills without falling behind.
That’s 26.3%… https://t.co/b70z6N8KG6 pic.twitter.com/XR3EKuKEo0
— Amanda Goodall (@thejobchick) November 6, 2025
Household Debt Hits $18.59 Trillion in Third Quarter; Mortgage Originations Tick Up
Total household debt increased by $197 billion to reach $18.59 trillion in the third quarter, according to the latest Quarterly Report on Household Debt and Credit. Mortgage balances grew by $137 billion and totaled $13.07 trillion at the end of September. The pace of mortgage originations increased, with $512 billion newly originated in the third quarter. Credit card balances rose by $24 billion from the previous quarter and stood at $1.23 trillion, while auto loan balances held steady at $1.66 trillion. HELOC balances rose by $11 billion to $422 billion, and HELOC limits rose by $8 billion, continuing the growth that began in 2022. Student loan balances rose by $15 billion and stood at $1.65 trillion.