by acg7
You would have paid $381.11 for it.
As of this exact second, that same share is worth $431.92
This imputes an annual ROI of 4.67%.
However inflation has been out control. And it now takes $448.43 to buy the same amount today, that you could buy for $381.11 in January of 2021.
Meaning if your strategy has been just put money into SPY, your actual ROI, when adjusted for Inflation, is -1.36%. . Not only have you not made any real dollars, you’ve actually lost. For almost 3 years now.