They’re acting like delaying this rule fixes anything. Feels like someone’s protecting the dirty money.
The new FinCEN rule (now delayed to March 2026) absolutely targets big private equity firms like BlackRock, Blackstone, Invitation Homes, etc. It requires full disclosure of beneficial owners and funding sources for any all-cash residential purchase made through an LLC,…
— Jack Straw (@JackStr42679640) December 1, 2025
The U.S. Department of the Treasury’s Financial Crimes Enforcement Network (FinCEN) has officially postponed the reporting requirements of its landmark Residential Real Estate Rule until March 1, 2026, granting the real estate sector additional time to adapt to the anti-money laundering measures. The rule, finalized in August 2024, would have taken effect December 1, 2025, but FinCEN on September 30, 2025, issued an exemptive relief order postponing the enforcement to 2026.
Designed to pierce the veil of anonymity in high-risk property transactions, the rule targets non-financed (all-cash) transfers of U.S. residential real estate to legal entities such as LLCs or trusts. These deals, often favored by illicit actors to launder proceeds from corruption, narcotrafficking, and fraud, have long evaded scrutiny due to the absence of traditional bank financing.