Gold is now classified as a Tier 1 asset under U.S. Basel III rules, meaning banks can count it at full value.
Gold just got promoted. As of July 1, 2025, physical gold is now officially classified as a Tier 1 asset under U.S. Basel III banking regulations. That means banks can count gold at 100% of its market value toward their core capital reserves. No haircut. No markdown. Same treatment as cash or Treasuries. This is …