Independent thinking for complex markets and current events
Americans are skipping car payments and the auto market collapse is accelerating fast. With $847 billion in unsold cars rotting on lots, 45% of dealerships are closing permanently. Auto loan delinquencies just hit 15-year highs as average car payments reach $750/month. The used car bubble has burst, leaving millions with underwater auto loans. Car prices …
00:00 Why Missed Car Payments Are A Major Red Flag 02:43 The Affordability Crisis: Rising Car Payments and Living Expenses 05:34 Financial Sacrifices and Going Broke 06:38 Used Car Market Trends: Rising Prices and Limited Options 09:00 Navigating the Used Car Market on a Budget 12:04 Carfax Scam: Protecting Yourself from Fake Dealerships 14:34 Tesla’s …
pic.twitter.com/b4Zp2vgNwM — Pete Lewis 🐀 (@brassaboutface) July 11, 2025
The typical U.S. homebuyer puts 15% down, essentially unchanged from 15.1% last year. FHA and VA loans are becoming more common as the housing market tilts toward buyers. Just over 15% of mortgaged homebuyers use an FHA loan, and just over 7% use a VA loan, up from last year. 31% of buyers are paying …
U.S. Dollar is now used in nearly 50% of global payments, the highest level in more than 12 years 🚨 Euro not so much… pic.twitter.com/sCJ3lFiPQq — Barchart (@Barchart) May 29, 2025 The U.S. dollar has reached its highest level in global payments in more than 12 years, now accounting for nearly 50 percent of all …
The housing market is showing clear signs of financial strain, particularly among first-time buyers who are facing mounting difficulties keeping up with mortgage and debt payments. The numbers point to deeper issues in affordability and financial sustainability, raising concerns about whether the current trajectory is setting up for broader instability. Recent data suggests that a …
📈 U.S. Government Interest Payments Reach $1.36 Trillion in Q1 2025 byu/EconomySoltani inInfographics The Bureau of Economic Analysis reports that U.S. government interest payments totaled $1.36 trillion in Q1 2025, comprising $1.11 trillion in federal and $0.25 trillion in state payments. This marks a 1.2% decline from the previous quarter but a 1.7% increase compared …
https://fred.stlouisfed.org/series/RCCCBSHRMIN h/t kmmeow1
2/ From 1940s to 1970s, Americans used to save around 10% of their annual income But today, savings relative to income is almost near 0% pic.twitter.com/aEsoNYSKiZ — Bravos Research (@bravosresearch) April 18, 2025 4/ Today, the personal savings rate has dropped to 4.6% This is historically a very low level pic.twitter.com/us3oz4YLN0 — Bravos Research (@bravosresearch) …
FHA delinquencies are skyrocketing, 15.11% of all FHA mortgage purchase loans are now DELINQUENT. This excludes the loans artificially brought current by placing the missed payments to the back of the loan. In 4Q2007 FHA overall delinquencies were LOWER at 13.05 percent (vs… pic.twitter.com/WYuCYOKSFq — Darth Powell (@VladTheInflator) April 8, 2025
The United States Secretary of the Treasury Scott Bessent just ended his speech this morning saying, “We will take a close look at regulatory impediments to blockchain, stablecoins, and new payment systems” it's coming https://t.co/awcDefXSVh — Polly St. George (@FringeViews) April 9, 2025
DOGE has uncovered $5 TRILLION dollars in UNTRACEABLE payments. There's no records of where it went. Just a gigantic whole in the budget that they were covering up. A $5 TRILLION dollar blank check. DOGE also uncovered that Social Security sent out $72 BILLION in bad checks. In… pic.twitter.com/kHsUZC1rQc — The SCIF (@TheSCIF) April 9, …
🚨🇺🇸TRUMP: SOUTH KOREA TO RESTORE MILITARY PAYMENTS, PURSUE MASSIVE LNG & PIPELINE DEALS “I just had a great call with the Acting President of South Korea. We talked about their tremendous and unsustainable Surplus, Tariffs, Shipbuilding, large scale purchase of U.S. LNG, their… https://t.co/n5x8BocwzX pic.twitter.com/7nG1IfPUTC — Mario Nawfal (@MarioNawfal) April 8, 2025 Trump touts ‘great …
ELON: THERE WILL BE NO CUTS WHATSOEVER TO LEGITIMATE SOCIAL SECURITY PAYMENTS Member of the audience: “I constantly hear that the DOGE efforts are going to do things like take away Social Security payments and reduce other government payments like that. Can you talk again… https://t.co/cGwmT4NzJB pic.twitter.com/UvelOIkmnv — Mario Nawfal (@MarioNawfal) April 3, 2025 Elon …
TRUMP ON AUTO INTEREST PAYMENTS AS TAX DEDUCTIONS: "We're going to do something that has never been done in this country before — If you buy a car in the United States that's made in the United States — we're going to let you deduct the interest payment for income tax." looks… pic.twitter.com/nw7cqhnZKl — amit …
If your mortgage payment is over $3,000 a month, odds are you can’t actually afford the house. Yeah, you can fake it for a few years: stretch the budget, shift some expenses, maybe dip into savings when things get tight. But the walls close in eventually. The pressure builds. The monthly payment becomes a looming …
The United States is running on borrowed time—literally. The national debt now sits at a staggering $36.7 trillion, and every single day, another $8 billion is piled on. That’s not a typo. Eight billion dollars a day. This isn’t just bad bookkeeping; it’s a slow-motion catastrophe. Right now, the country is paying $2.4 trillion in …
John Comiskey has exposed yet another glaring example of FHA’s “partial claim” loophole in action. A California property owner with a $913,000 FHA-backed loan is collecting rent while skipping mortgage payments—knowing the FHA will step in to cover the bill. The pattern is clear. The borrower made one payment before stopping altogether. After 10 months, …
Michael Burry: The moment your interest payments exceed tax revenue, your country officially becomes a Ponzi scheme. pic.twitter.com/rTMsSWVAwK — TFTC (@TFTC21) March 19, 2025
Millions of people are noticing a surprise payment in the $6,000 range in their bank account. The money is from the Social Security Administration, and NBC 5 Responds has heard from retirees who say they’ve received the extra cash but don’t know why. The answer: The $6,000-ish payments are thanks to the Social Security Fairness …
Americans are missing their car payments at the highest rate in decades, according to Fitch Ratings data. Why it matters: Car costs, including loans and insurance, have soared in an economy where consumers are showing mounting signs of stress. By the numbers: 6.6% of of subprime auto borrowers were at least 60 days past due on their loans as of January 2025. This is …
Mortgage payments now make up 40% of the average household income – the highest levels in over 30 years By the classic rule of keeping payments under a third of income, about 70% of Americans today can’t afford a mortgage Housing affordability is at a breaking point pic.twitter.com/qwn079KFPb — Bravos Research (@bravosresearch) February 27, 2025 …
DOGE has just exposed a massive financial oversight—$4.7 trillion in payments linked to an optional field. The Treasury Access Symbol (TAS) code was often left blank, making it nearly impossible to trace where the money went. With this critical field now mandatory, we can start seeing where taxpayer money is really flowing. The Treasury Access …
NEW: NY Attorney General Letitia James rages after payments to the state of New York were halted by the Trump administration. I can't imagine what life must be like for this woman. She went from thinking she would put the final nail in the coffin for Trump to now being sued by… pic.twitter.com/aplsMVfWFn — Collin …
A rising number of homeowners, particularly first-time home buyers and military members and veterans, are missing their monthly mortgage payments and the number of people who are 90 days delinquent is climbing fast. The housing market is seeing a big uptick in inventory right now as well as a major slowdown in buyer demand. This …
MSNBC admitted it was “unaware” that Vice President Kamala Harris’ campaign paid $500,000 to Rev. Al Sharpton’s National Action Network nonprofit ahead of a friendly interview with the Democratic nominee ahead of Election Day. Harris sat down for a friendly interview on Oct. 20 with MSNBC’s Sharpton, an open supporter of Harris and the Democratic …
Bitcoin and cryptocurrency transactions generally incur an average fee of around $6.95, translating to approximately 0.07% of the transaction value. However, this fee can rise significantly during periods of high network congestion, making it variable. In comparison, credit card transaction fees for merchants usually range from 1.5% to 3.5%, with an average fee of about …
