Gradually, then all at once.

Not sure how people are surprised… No one has extra income at this point except for the very high middle class and extremely wealthy. Avg households need not apply. Despite what the news reports, the economy is struggling and inflation is playing a big role in spending habits / patterns. What have they (or others) …

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“Once your money can be controlled, censored, and monitored by the government, then that is what ties into social credit systems”

The idea is that a digital currency, especially if fully controlled and monitored by a government, could raise issues related to surveillance and control over financial transactions. "I see central bank digital currency as the single biggest threat to human liberty" "Once your money can be controlled, censored, and monitored by the government, then that …

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