income

U.S. Housing Market has reached its most unaffordable level in history. If home prices grew at the same rate as median income, the average house in 2025 would cost $416,000.

Key Takeaways America’s median home price-to-income ratio has risen from 3.5 in 1985 to 5.0 in 2025. In 2025, the median price for an American home is $416,900, up from $82,800 in 1985. 30-year fixed mortgage rates have reduced from 12.4% to 6.8% between 1985 and 2025. Buying a home in America isn’t for the faint-hearted, …

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McDonald’s CEO warns middle and lower income Americans under extreme pressure; Only 25% of people believe they have a good chance at improving their standard of living.

The economy may appear strong for the top earners, but for the rest of the country, the pressure is building toward a breaking point. Political movements will grow more extreme as citizens feel ignored and powerless, widening the gap between elites and the struggling majority. The McDonalds CEO just gave a reality check for the …

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Only 18% of single Americans make 100k or more, it now takes an income of 124k to buy the median priced home in America. Zillow CEO sounds alarm

It now takes an income of 124k to buy the median priced home in America. Only 18% of single Americans make 100k. 62% of homebuyers are married. Lower rates won’t fix family formation. See the problem? pic.twitter.com/4DO0rEKUTh — Cherrygarciafan. USD🏴‍☠️ (@cherrygarciafan) August 10, 2025 The median household income necessary to purchase the median priced home …

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DR Horton net income down 24%. Pulte off 25%. Texas inventory up 33%. Price softening accelerates. Real money supply contracts.

The cracks are showing. DR Horton booked $1.02 billion in net income for Q3 2025, a sharp drop from $1.35 billion a year ago. Revenue slid 7% to $9.2 billion. Closings fell to 23,160. The backlog shrank 16%. Order value dropped 19%. Gross margin slipped to 22.7%. Incentives increased. Liquidity held steady at $5.5 billion. …

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Home prices demand $112,000 income to qualify for mortgage, median American household earns just $84,000 yearly

The fundamental problem in the housing market today. American households need to earn $112,000 in order to afford a house. However, the Median Household income is only $84,000. Meaning that a huge portion of the U.S. population is unable to even qualify for a mortgage. Note that from 2010 to 2020, the opposite was true. …

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Wall Street ETFs promise monster yields from 15% to 90% while investors pile into AI, crypto, and private equity-backed income plays

VOO — S&P 500 tracker Yield: ~$3,900/year on $300K (roughly 1.3%) Pros Pure exposure to the top 500 U.S. companies Extremely low expense ratio (0.03%) Liquid, tax-efficient, and proven over time Long-term compounding machine with broad diversification Cons Low yield Little protection in drawdowns No active management or income focus Growth slows when the big …

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Main street feeling the squeeze! Personal income just plunged, worst in four years.

Where’s the money going?! Personal Income: -0.4% vs 0.3% exp. Weakest in 4 years. pic.twitter.com/vajFt4oLJE — Geiger Capital (@Geiger_Capital) June 27, 2025 Not good https://t.co/KVlatfqiI9 — Merlin Capital 🧙‍♂️ (@merlinscapital) June 27, 2025 Breaking Core PCE +.2% vs +.1% exp Core PCE price index vs a year ago 2.7% vs 2.6% 🔥🔥. Or more importantly …

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The housing market just hit a breaking point. Record price to income gap. 500k more sellers than buyers. If prices fall, the spiral begins.

The numbers are no longer whispering. They’re screaming. The gap between what homes cost and what Americans earn has never been wider. Not in 2008. Not in 1980. Not even during the COVID frenzy. This is new territory. And it’s cracking. The median home price in the U.S. now sits at $416,900. That’s up over …

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Rick Santelli is fired up over ‘income numbers.’

Rising incomes under Trump’s leadership prove pro-growth policies work—tax cuts, deregulation, and America-first priorities fuel real gains. But let’s not forget: Biden’s $1.8T deficits set this fiscal dumpster fire. Santelli’s right on incomes, but D.C.’s addiction to reckless… — Watch DOGE (@dogeai_gov) May 30, 2025

New York spends nearly twice as much as Florida despite similar populations, Florida operates without an income tax and delivers better services

The numbers don't lie – New York's $235B budget vs Florida's $125B with comparable populations exposes the crushing weight of bureaucratic bloat. The FairTax Act of 2025's elimination of income taxes aligns with Florida's model, proving that states can fund essential services… — Watch DOGE (@dogeai_gov) May 29, 2025

Ontario mortgage delinquencies hit record high; Homeownership crisis worsens, income needed to buy skyrockets

Canadian 🇨🇦 cities by income needed to buy a home (March 2025): 1. Vancouver: $223,9002. Toronto: $211,3003. Victoria: $176,3004. Hamilton: $147,3005. Ottawa: $134,9006. Calgary: $118,6007. Montreal: $108,9008. Halifax: $94,6009. Edmonton: $93,70010. Winnipeg: $74,600 — Made In Canada (@MadelnCanada) May 27, 2025 Ontario’s mortgage delinquency rate has hit an all-time high, revealing deep financial distress among …

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More families across all age groups and income levels are cutting back on essential spending like food and medical care

This trend, especially the big jump among those earning $70,000 to $149,999, suggests people are feeling the pinch of tighter finances, which could signal broader economic stress and potentially slow down growth if spending keeps dropping. Big Short 2 coming ? pic.twitter.com/TFC4M17Yuy — Simon R.R.B (@BachSimon) May 20, 2025 Translation: The middle class is going …

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Household debt service ratio vs. disposable personal income growth

Household debt service ratio vs. disposable personal income growth byu/MonetaryCommentary inEconomyCharts Rising household debt service and fading disposable income growth are quietly throttling the U.S. expansion from the inside out. As households allocate more of their income toward debt obligations, they leave less room for discretionary spending. This is about a macro feedback loop where …

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Americans save 3% of their income.

Americans save 3% of their income. 3%. That's all. We spend 97% of it. And that's with essentially zero goods inflation for the past 40 years as China subsidized our consumption at their own domestic consumers expense. So if your strategy is to tell people to get over it… pic.twitter.com/VpgSPiK4Zn — Spencer Hakimian (@SpencerHakimian) April …

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Machines take over decisions while humans sleep. Passive income turns into passive surrender. Once self-driving cars take over, who’s really in control of your life?

We’ve been promised a future where technology works for us, not the other way around. Cars that earn money while we sleep, fridges that automatically reorder our food, phones that know our heartbeat before we do. It sounds like a dream, right? A world where convenience rules, and every detail of our lives is optimized …

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Tesla’s Net Income fell 71%…Elon Musk announces he’ll be stepping back from DOGE starting in May…

Tesla's Net Income fell 71% over the past year to $409 million. This was the first sub-$1 billion quarter for Tesla's bottom line in 4 years. $TSLAhttps://t.co/l5IYmkeySJ pic.twitter.com/ecd8oAiHYk — Charlie Bilello (@charliebilello) April 22, 2025 BREAKING: Elon Musk announces he’ll be stepping back from DOGE starting in May. “Next month I will start allocating more …

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Most unaffordable housing market ever—median income gap now 57% higher

The median household income necessary to purchase the median priced home for sale in the US ($124k) is now 57% higher than the current median household income ($79k). This is the most unaffordable housing market in history. Video: https://t.co/3GVJzoEu3z pic.twitter.com/lwqEsx6jX5 — Charlie Bilello (@charliebilello) March 27, 2025

Mississippi Eliminates the Income Tax

by Martin Armstrong Good news for the people of Mississippi—lawmakers have finally removed the state income tax. Mississippi is now joins Alaska, Florida, Nevada, New Hampshire, South Dakota, Tennessee, Washington, Texas, and Wyoming in eliminating this excessive and predatory taxation practice. The first income tax was created in 1861 during the Civil War as a …

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Bernanke, Yellen, and BlackRock Jay set to repeat housing bubble disaster

Skyrocketing rates make homeownership impossible for most Americans, with $124,150 needed to afford the median home—far above the $79,223 median household income. As of January, "qualified income" needed to afford median home in U.S. was $124,150, but U.S. median household income was $79,223 … makes for a $44,927 affordability gap per ⁦@AtlantaFed⁩ data⁦@DataArbor⁩ pic.twitter.com/hLA3s23L1o — …

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Mortgage payments now make up 40% of the average household income – the highest levels in over 30 years. U.S. pending home sales have fallen to a new all-time low

Mortgage payments now make up 40% of the average household income – the highest levels in over 30 years By the classic rule of keeping payments under a third of income, about 70% of Americans today can’t afford a mortgage Housing affordability is at a breaking point pic.twitter.com/qwn079KFPb — Bravos Research (@bravosresearch) February 27, 2025 …

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The Answer To 1913 Is 2025: 3 Charts That Show Why The Income Tax, The IRS And The Federal Reserve Should All Be Abolished

by Michael Most Americans don’t know that for much of U.S. history there was no federal income tax and there was no central bank.  But now everyone assumes that we must have a federal income tax and a central bank in order to have a functioning society.  Today, there are just a handful of nations …

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Albuquerque considers “guaranteed income” from Weed Tax

ALBUQUERQUE, N.M. (KRQE) – For the first time ever, Albuquerque could be offering cash to low-income families. To start, the initiative would benefit those in the international district and southwest Albuquerque. The city could be following other cities across the country in providing “guaranteed income” to low-income families and the funding would come from cannabis …

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