Negotiate credit card fees, but assess card value first.

Many credit card users operate under the assumption that annual fees are non-negotiable, but this isn’t always the truth. One can discover this by contacting their credit card provider to discuss the annual fee. With a courteous request for either a waiver or a reduction, one might be offered a retention deal, saving potentially significant …

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Riders On The Storm! Buying Conditions For Housing Rises To 39, But Remains In The Doldrums (Home Prices UP 35.4% Under Biden, Mortgage Rates UP 148%)

by confoundedinterest17 We are all riders on the Biden housing storm. Existing-home sales have finally started to improve on a seasonally adjusted basis after a three-year decline. Cause? Raging home prices combined with higher than normal mortgage rates. Home prices are up 35.4% under Biden while conforming 30Y mortgage rates are up 148%.  

$46B in bad loans written off, yet auto sales soar. People can’t afford to buy a house but they’ll buy cars all day long.

Credit card companies wrote off $46B in seriously delinquent loan balances in just the first 9 months of 2024. 50% increase YoYHighest in 14 years pic.twitter.com/IH3yW47xHq — Darth Powell (@VladTheInflator) January 3, 2025 Linkhttps://t.co/wD6lnwO923 — QE Infinity (@StealthQE4) January 3, 2025 Auto loan delinquency rates are at their highest in more than a decade, per …

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Russia’s Glorious New First Electric Car Is a “Tesla Killer”, Set To Begin Production in 2025. But It Looks Like a Washing Machine.

The local industry is struggling to fill the void left by the Western car manufacturers. Therefore, in a land where emissions restrictions are close to zero, there is one carmaker that is trying to look environmentally conscious. And that is Avtotor, which has been revealed as the country’s first electric car by Moscow’s Polytechnic University, …

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Soft landing? US Capacity Utilization is declining – currently at 76.8%. Housing prices aren’t falling but the infrastructure of the industry is being obliterated.

Tell me again about that “Soft Landing” – how the Economy is getting stronger…. US Capacity Utilization is declining – currently at 76.8%. So… why would businesses be hiring people with this capacity utilization? Tell me again about that "Soft Landing" – how the Economy is getting stronger…. US Capacity Utilization is declining – currently …

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A New Round of Stimulus Checks Inbound – But There’s a Catch

The IRS recently announced they’re sending $2.4 billion in unclaimed pandemic-era stimulus checks. Everybody loves “free money,” right? Well, there’s only one small problem – that free money isn’t really free… By Peter Reagan Everyone loves to get “free money.” After all, isn’t that how you think about receiving a refund check from the IRS …

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“Living Nostradamus” gives seven scary predictions for 2025. This could be major, or maybe nothing, but it’s sure worth a read.

Man dubbed ‘Living Nostradamus’ gives his seven scary predictions for 2025 Brazilian Athos Salomé, who the New York Post this year revealed had correctly predicted four prophecies, has now revealed his predictions for what could come during the year ahead “2025 will be the point of time when the authorities start to officially declare existence …

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FED cuts rates, but bond market signals inflation isn’t over, 1973-75 repeat possible. Buckle the f**k up!

FED reassures the market that inflation is over by cutting rates.Bond market reassures FED that inflation ain't over. Shaping up to rival 73' -75' repeat. God help us all. pic.twitter.com/ZiKJ4qazxB — The Great Martis (@great_martis) December 27, 2024 Yields will now keep rising until the equity market collapses. The die is set. — Uncle Milty’s …

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Kevin O’Leary Favors Merging US and Canadian Economies: ‘I Like This Idea’ Not becoming one country but combining economies

While appearing on Fox Business, the Shark Tank star spoke about the state of the Canadian economy and recent remarks by President-elect Donald Trump, who said that some Canadians want their country to become the 51st U.S. state. “What this could be is the beginning of an economic union,” O’Leary said. “Think about the power …

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“We should have free speech, BUT…”

No greater nightmare. This is the window they want to break through into the house. Then they will own it and you'll be in the wilderness, being tracked by drones. https://t.co/ohQXtLh7Ms — Walter Kirn (@walterkirn) December 26, 2024 h/t Glenn

Scientists say sprinkling diamond dust into the sky could offset almost all of climate change but it’ll cost $175 trillion

Sprinkling diamond dust into the atmosphere could offset almost all the warming caused by humans since the industrial revolution and “buy us some time” with climate change, scientists say. New research indicates that shooting 5.5 million tons (5 million metric tons) of diamond dust into the stratosphere every year could cool the planet by 1.8 …

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It’s pretty wild to say, but Intel now has the single greatest bang for your buck GPU on the market. Sold out everywhere. A total triumph.

https://www.techradar.com/computing/gpu/intel-arc-b580-review The $400 price range is the most competitive GPU market. Most users are stuck using xx50-60series cards(steam GPU survey). If intel can break into this market at a lower price point, they could eat up a good size chunk of the market. Most kids buy prebuilt, and Prebuilt pcs will rush to get these …

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The Economy Has Failed the American People, But It’s Taboo To Say Why

Authored by Charles Hugh-Smith via oftwominds, Addiction, illness and derangement are all immensely profitable, along with monopoly, cartels and collapsing quality. The economy has failed the American people, but it’s taboo to say why because that would undermine the entire power structure that so richly benefits the few at the expense of the many. The few …

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