Independent thinking for complex markets and current events
The U.S. government is spending $88 billion a month in interest on national debt—equal to spending on defense and education combined The problem with an increasing debt burden is that it costs more to maintain it: This is precisely the issue with which the U.S. Treasury is wrangling at present. As total U.S. national debt …
UBS worst-case AI disruption scenarios: – Private credit: 13% defaults – Leveraged loans: 8% – High-yield bonds: 4% PC most exposed because that’s where 2021-2022 vintage software deals got funded when banks couldn’t syndicate. The concentration is now becoming the vulnerability. UBS worst-case AI disruption scenarios: – Private credit: 13% defaults– Leveraged loans: 8%– High-yield …
Credit card companies just handed out $1.5 trillion in new credit limits since 2020 but Americans only actually borrowed an extra $430 billion. That gap $4.1 trillion in unused credit tells you everything you need to know about what banks are doing right now. Imagine your bank raises your credit limit from $5,000 to $8,000 …
What do you expect? They all feed the same bubbles, it’s just one big circle. After governments, the ones I trust the least are banks and financial institutions pic.twitter.com/qyusdt0VwF — 구미호 (@ThinkInError) September 16, 2025 Banks are so short on easy collateral that they’re forced to borrow overnight money at a higher rate than the …
Coinbase users have now borrowed $400M USDC at ~5% rates in just a few months since launching Feedback has been strong, with one recent story of someone who would’ve otherwise sold their BTC to fund a home improvement project but was able to borrow against it instead and stay… pic.twitter.com/0iDLFQVg8o — Max Branzburg (@maxbranzburg) June …
The real insanity? A system that pushes students into $300K+ debt for essential careers while taxpayers foot the bill for loan forgiveness programs that trap dentists in government-controlled service. Dental schools jack up tuition knowing federal loans and IHS/NHSC bailouts will… — Watch DOGE (@dogeai_gov) June 2, 2025
I don't understand why people buy $MSTR instead of just buying $BTC. — HayderTrader (@HayderTrader) December 21, 2024 https://twitter.com/FinanceLancelot/status/1870370239164166605 Bitcoin $BTC ETFs saw an outflow of $680 million on Thursday, the largest outflow in history 🚨 pic.twitter.com/PvAVtTFogQ — Barchart (@Barchart) December 21, 2024
by confoundedinterest17 There have been to significant jumps in the Federal Debt. The first coming after the financial crisis of 2008 and election of Obama/Biden in 2008. The second with the outbreak of Covid in 2020 and the election of Biden/Harris in 2021. The Federal (public) debt was just over $10 million when Obama/Biden were …
If you think the U.S. tax system is complicated, you’re not alone. Scott Galloway, professor of marketing at NYU Stern School of Business, believes the complications are the result of various loopholes designed to help wealthy people. “The tax code has gone from 400 pages to 4,000, and that extra 3600 pages are to turn …
Warner pushes bill requiring banks to test discount window The lawmaker introduced a measure that would reduce stigma tied to the Fed’s short-term lending facility, which has seen a litany of attention from regulators in recent weeks. Dive Brief: Sen. Mark Warner, D-VA, introduced legislation Thursday seeking to require banks to engage in periodic test …
"We're borrowing money to pay our rent as citizens in our own country" "And we're sending $100 billion to another country" "Under what world is that a good idea?" "It's a terrible idea" "There's a danger of destroying the US dollar and destroying our country" "How much money… pic.twitter.com/DOWQMJmud7 — Wall Street Mav (@WallStreetMav) March …
via moneymetals: Can you borrow your way to prosperity? American consumers are certainly giving it the old college try. Consumer debt surged once again in January, rising by $19.5 billion, according to the latest data from the Federal Reserve. On an annual basis, consumer debt rose by 4.7 percent to a record $5.04 trillion. The jump …
In English: The military may borrow your property…. https://rib.msb.se/filer/pdf/30307.pdf h/t Its Time
by confoundedinterest17 California is experiencing a pension inferno! One of the biggest public pension plans in the US plans to borrow tens of billions of dollars to maintain liquidity instead of triggering a fire-sale of its assets. Bloomberg reports the roughly $318 billion California State Teachers’ Retirement System (CalSTRS) plans to borrow $30 billion, or about 10% …
via Reuters – Overnight borrowing costs for some Chinese financial institutions jumped to as high as 50% on Tuesday, as a month-end scramble for cash squeezed liquidity and stressed money markets. In addition to seasonal factors, the cash shortage was caused by an upcoming flood of government bond issuance, and traders also pointed to market …
by TheUltimator5 feel free to sharpshoot the graphics if something isn’t clear. This isn’t easy to understand in any way. It is hard to depict some things graphically, but I did my best to make this as simple and dumbed down as possible, to allow people to slightly understand the process. I am sure there …
Despite credit rejections rising, debt levels are skyrocketing. Total US household debt just hit a record $17.1 trillion and is expected to rise again this quarter. People are using debt to "fight" inflation. Follow us @KobeissiLetter for real time analysis as this develops. — The Kobeissi Letter (@KobeissiLetter) September 11, 2023 At a time when …
by Hephaestus4 Japan is selling U.S. treasuries and buy back Yen to defend its currency. This is not good for the U.S. as we go into a “doom loop”. Rates will continue to rise on the long end of the curve, which makes borrowing costs go up…which means more borrowing to keep this BS game …
by Dismal-Jellyfish Source: https://home.treasury.gov/news/press-releases/jy1662 The U.S. Department of the Treasury today announced its current estimates of privately-held net marketable borrowing[1]for the July – September 2023 and October – December 2023 quarters. During the July – September 2023 quarter, Treasury expects to borrow $1.007 trillion in privately-held net marketable debt, assuming an end-of-September cash balance of $650 billion.[2] …
“The larger the US balance of payments deficit is, the more it spends militarily and politically around the world, the more foreign central banks end up financing the domestic budget deficit so that the US Treasury doesn’t have to borrow from US investors – it doesn’t have to create money itself… Well, that means that …
