A hub for independent voices and hard truths
The question is urgent and deceptively simple: will the market face a persistent drag as Baby Boomers begin liquidating 401Ks in retirement, and the answer might be more unsettling than most people realize. Historically, the S&P has returned about eight …
“.. The findings highlight that many workers don’t have a rainy-day fund.” Link to article:https://t.co/w6wkWBVBqv — Kalani o Māui (@MauiBoyMacro) June 24, 2025 More Americans are tapping their 401(k)s just to get by. Hardship withdrawals from retirement plans have quadrupled …
A silent crisis is forming under the surface of a broken economy and collapsing financial markets: America’s growing population of baby boomers may never have a chance to retire. We’re on the verge of a national retirement crisis that will …
As economic uncertainties deepen, the latest findings from the Federal Reserve Bank of New York’s Credit Access Survey paint a concerning picture for consumers. The survey reveals a notable decline in credit demand, with weakening application rates and rising rejection …
by Martin Armstrong Credit card balances in the US have surpassed $1 trillion for the first time, with balances up almost 20% from a year ago. The Federal Reserve Bank of New York reported that total credit card debt stood …