4.8%, Archives - Citizen Watch Report

Household financial stress accelerates nationwide – 4.8% of all US household debt is now delinquent, the highest rate in nearly a decade. consumer bankruptcies surge 11%.

March 3, 2026 7:02 amMarch 2, 2026 7:11 pm

Nearly half of Americans in a new WalletHub survey said their household can’t manage more debt, while more than one-third said they expect to have higher balances by the end of 2026. Fifty-three percent of households said the struggle the most with credit card debt, followed by mortgages at 20% and student loans with 11%. …

Hallelujah! Mortgage Demand Increased 4.8% From Previous Week (Purchase Demand Increased 32%, Refi Demand Increased 14%)

December 11, 2025 9:45 pm

by confoundedinterest17 Hallelujah, I love this economy so! Of course, former First Lady Jill Biden is on the national tour trashing the economy saying it was “perfect” under Joe Biden. Mortgage applications increased 4.8 percent from one week earlier, according to data from the Mortgage Bankers Association’s (MBA) Weekly Mortgage Applications Survey for the week ending …

Record gap in sentiment vs reality: Americans feel poor but spend like millionaires, retail sales are up 4.8%

October 2, 2025 5:12 pm

The University of Michigan Consumer Sentiment index has moved down to 55, a reading below 99% of historical data points going back to 1952. But at the same time, US Retail Sales grew 4.8% over the last year, outpacing inflation by 1.8%. We’ve never seen a disconnect this wide between what the US consumer is …

Key price increases over 4 years: Auto insurance +59%, fuel oil +44.5%, shelter +24.4%… BLS reports inflation accelerated to 4.8% annualized.

January 15, 2025 7:30 pm

Price Increases over last 4 years…CPI Medical Care: +9.5%CPI Apparel: +12.0%CPI New Cars: +19.0%CPI Used Cars: +19.6%CPI Food at home: +22.7%CPI Shelter: +24.4%CPI Food away from home: +25.1%CPI Electricity: +28.2%CPI Gas Utilities: +31.6%US Home Prices: +38.3%CPI… — Charlie Bilello (@charliebilello) January 15, 2025 BLS reports inflation accelerated to 4.8% annualized. They're handing Trump a lit …

The Fed Killed Inflation? US Home Prices Surged For 9th Straight Month In October (+4.8% YoY), Led By Miami And Detroit(?)

December 26, 2023 1:55 pm

by confoundedinterest17 So much for “The Fed killed inflation” narrative. Inflation is still alive and well in housing prices. Particularly in cities like Miami and Detroit? Maybe the Lions winning their division for the first time in 30 years helped! The S&P CoreLogic Case-Shiller U.S. National Home Price NSA Index, covering all nine U.S. census …

July Jobs Report Disappoints! Only 187k Jobs Added, Wage Growth Of 4.4% Still Lower Than Core Inflation Rate Of 4.8%, Rent CPI (June) Is Still Roaring At 7.8% YoY (May and June Figures Revised Sharply Lower)

August 4, 2023 10:22 am

by confoundedinterest17 The Federal Reserve is watching July’s jobs report carefully. According to the Bureau of Labor Statistics (BLS), the US economy added 187k jobs in July, less than the expected 200k. US average hourly earnings continued at 4.4% year-over-year (YoY). However, the last core inflation reading was 4.8% YoY, so real wages continue to decline. Rent …