Credit card delinquencies highest since 2011. 275,000 jobs cut in March as layoffs surge. Trucking volumes have collapsed to near pre-COVID levels.

The pressure is not just building. It is bursting through the seams. More than 5,300,000 student borrowers are now in default. Another 4,000,000 are about to be hunted down when federal collections resume on May 5. These are not small figures. They represent lives unraveling under debt that was never …

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