Red Flags: Top Stock Falters, Car Loan Averages Hit $40,000, and Flash Crash Fears Grow

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In a surprising turn of events for the leading stock of 2023, the market cap soared, then failed to confirm its recent Tech high, now lagging behind the overall market. This mirrors the warning signs observed during the last market peak, indicating a potential bull trap.

Adding to the concerns, the ISEE call/put index has stayed above 100 for an extended period, the longest since May 2010, signaling potential market instability.

The ominous phrase “Flash Crash” looms large as financial strain and increasing interest rates have led to a rise in automobile repossessions. The average new car loan now stands at a staggering $40,000, with interest rates hitting 7.4% for new cars and 11.6% for used cars. The situation is eerily reminiscent of the financial crisis, with more Americans struggling to afford their car payments.

The fall in oil prices reflects a larger issue – reduced working hours leading to decreased spending, ultimately impacting driving habits. Real GDP figures, influenced by inaccurate inflation reporting, paint a misleading picture. While people are buying less, they are spending more, creating economic uncertainty and job security concerns.

Every significant and abrupt downturn in interest rates has historically correlated with a spike in the VIX, indicating increased market volatility. The Fed’s decision to continue shrinking its balance sheet raises questions about potential dislocations, particularly in crucial markets like repurchase agreements. The recent stresses in these markets, reminiscent of the turmoil in 2019, emphasize the delicate balance the Fed must strike in managing its monetary policy. Investors are closely watching for signals of a looming economic downturn as various factors contribute to an increasingly complex financial landscape.

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Underwater auto loans hit 3 year high.

The Fed’s shrinking balance sheet is worrying a key corner of US financial markets