OpenAI CEO Sam Altman warns that AI is about to trigger a massive fraud crisis by enabling perfect impersonations of anyone’s voice and likeness.

The future just went full Black Mirror. When AI can mimic your voice and face flawlessly, “security” by voiceprint or video call becomes a joke. Passwords are about to carry all the weight, and even they won’t last long.

via futurism:

“OpenAI CEO Sam Altman is warning of an “impending fraud crisis” in which practically anybody will be able to imitate not only the voice but even the likeness of others, using the type of AI that his company is helping pioneer.

During a chat with Federal Reserve vice chair Michelle Bowman in Washington, DC, Altman argued that the banking industry must modernize to avoid having its customers fall victim to widespread fraud.

“I am very nervous about this,” he told Bowman. “A thing that terrifies me is apparently there are still some financial institutions that will accept a voice print as authentication for you to move a lot of money or do something else. You say a challenge phrase and they just do it.”

“AI has fully defeated most of the ways that people authenticate currently, other than passwords,” he went on. “Right now, it’s a voice call; soon it’s going be a video or FaceTime that’s indistinguishable from reality.”

To his credit, it’s not just the usual fearmongering from AI leaders warning of impending doom brought on by a so-called artificial general intelligence. We’ve already seen plenty of instances of scammers perfectly imitating the voices of their victims to demand ransoms for their loved ones, or even trick employees into cashing out company funds.”