Hospitals now require upfront payments for surgeries

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Some hospitals and surgery centers are now requiring patients to pay upfront for surgeries. According to a recent report by the Wall Street Journal, this practice has become more common, with facilities refusing to perform surgery until they receive full payment. While this approach may allow patients to know the cost ahead of time and potentially shop around, it can be challenging for those who cannot afford unexpected medical bills. Approximately half of adults would be unable to pay a $500 medical bill in full without going into debt. As a result, many individuals must borrow the necessary funds to cover these upfront costs.

To mitigate this, experts recommend prioritizing medical savings, whether through health savings accounts or personal savings. It’s essential for consumers to be proactive and plan for potential medical expenses. Remember that financial challenges in healthcare affect many people, and seeking assistance or exploring payment options is crucial during these inflationary times

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