Even with a 15% down payment, a six-figure salary is required to afford the median US home.

Median down payment by generation

The median down payment varies based on age demographic with the general trend of younger buyers being able to afford a smaller down payment as a percentage of the home purchased. For homebuyers 25 to 33 the primary source of their down payment comes from savings, followed by gifts from a friend or relative in second. The overall median down payment is 15% which would be $61,845 on the median home price of $412,300 in the United States.

wealthvieu.com/uaadp

If you made a 15% down payment on the median home price in the US you would still need a six-figure salary based on this home affordability calculation here for the home to be considered affordable.

wealthvieu.com/ucmaf?a=100,000&b=25&c=61,845&d=7&e=1,000

h/t pillar6Programming