In Florida in 2022 more than 30% of all insurance claims went unpaid and when you look at the biggest insurance carriers like Allstate and State Farm that number jumps up to over 50% of unpaid insurance claims. Of course, some of them are fraudulent, some of them don’t qualify for payment, but a lot of these claims are also legitimate claims that are not being paid out even though you pay in and must pay if you want to keep your house.