As soon as government helps pay for something the price explodes.

The Affordable Care Act’s premium tax credits made insurance more affordable, but insurers raised premiums year after year, knowing subsidies would cushion the blow.

The Hill noted that subsidies often benefit insurers more than patients, fueling higher costs rather than lowering them.

https://thehill.com/opinion/healthcare/5630059-affordable-care-act-subsidies/

FasterCapital explained that subsidies in high‑cost living areas often lead to spiraling rents, making affordability worse over time.

https://fastercapital.com/content/Government-Subsidies–Subsidizing-Survival–Government-Aid-in-High-Cost-Living-Areas.html