The consumer is tapped out and the Fed can’t cut rates. Even with multiple jobs, Americans are desperately struggling.

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American households are in crisis mode as record jobholders struggle to make ends meet amidst soaring credit card delinquencies, painting a bleak picture of the nation’s financial health.

  • Record number of Americans hold multiple jobs, yet still face desperate financial struggles.
  • Credit card delinquency rates hit all-time highs, with nearly 3.5% of balances past due by at least 30 days.
  • Serious delinquency rates on credit cards rise at the fastest pace since the Great Financial Crisis, signaling deepening financial woes.
  • Stubbornly high rents thwart efforts by the Federal Reserve to combat inflation, prolonging the economic hardship faced by many households.
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Are US consumers’ finances seriously stretched?

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