This Holiday Season Won’t Be Normal

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Americans keep falling behind on their bills — just in time for the holiday shopping season

“People with lower credit scores are driving the rise in delinquencies, but they aren’t the only ones struggling to pay debts on time.

Americans’ past-due bills are stacking up, and their newly-delinquent debts saw a marked increase in September.

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The rise in freshly past-due debt is one notable part of a continuing overall climb in the share of debts that people have failed to pay on time, according to VantageScore researchers, who said delinquencies of all lengths notched a new 12-month high last month.”

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