The housing market is currently stuck in a cycle of structural stagnation rather than a traditional crash

Homeowners are trapped by low interest rates which creates a supply bottleneck that keeps prices artificially elevated as sellers refuse to move

Institutional investors are setting floor prices that permanently exclude the average professional regardless of salary or savings

Inspection waivers remain common in competitive markets as “as-is” sales are often the only way to close a deal

Local zoning boards continue to mandate luxury footprints while failing to address the underlying affordability crisis

Housing has transitioned from basic shelter into an exit liquidity vehicle for older generations looking to fund their retirement

A permanent renter class is emerging as high-earners are pushed into lower-tier neighborhoods while the working class is displaced entirely

Watch for an increase in rent-to-own schemes as the only remaining pathway for buyers who cannot afford to pay thousands over asking price