Independent thinking for complex markets and current events
American man finances a $111,916 Dodge Ram and pays $1,898 a month. After 84 payments, the total hits $159,464 He pays $47,548 EXTRA in interest This isn’t “financing”, it’s usury pic.twitter.com/P0pD8c9PJr — redpillbot (@redpillb0t) December 7, 2025 Auto loan interest rates of 6–10% are common and usually legal under U.S. usury laws, which often exempt …
by Michael All over the globe, the digital control grid that we are all living in just continues to get even tighter. They are using facial recognition technology to scan our faces, they are using license plate readers to track where we travel, they are systematically monitoring the conversations that we are having on our phones, …
Goldman Sachs says the AI boom now looks like tech stocks did in 1997, several years before the dot-com bubble burst. The bank flagged five warning signs from the late 1990s investors should watch: peak investment spending, falling corporate profits, rising corporate debt, Fed rate cuts, and widening credit spreads. The Warnings Today Investment spending: …
THE AI JOB MASSACRE NOBODY’S TALKING ABOUT: YOUR COLLEGE DEGREE JUST BECAME TOILET PAPER Let’s cut through the BS: AI has eliminated 77,999 jobs in 2025 across 342 tech companies. 37% of companies using AI say the technology replaced workers in 2023 because “they were no longer needed.” And in 2024, 44% using or planning …
U.S.-based employers announced 153,074 job cuts in October, up 175% from the 55,597 cuts announced in October 2024. It is up 183% from the 54,064 job cuts announced one month prior, according to a report released Thursday from global outplacement and executive coaching firm Challenger, Gray & Christmas. “October’s pace of job cutting was much …
by Michael They are getting all of their ducks in a row for a war with Venezuela. Do you think that it is just a coincidence that Southern Command just canceled leave for Thanksgiving and Christmas? And do you think that it is just a coincidence that the Trump administration just designated “Cartel de los …
Markets, especially the major financial stocks globally, have begun to respond to dramatically altered liquidity prospects. Marketplace liquidity is mercurial, especially late in the cycle. Market blowoffs fueled by speculative leverage guarantee acute liquidity instability. On the upside, self-reinforcing speculation and leveraging propagate liquidity overabundance and the perception of endless liquidity. But speculative melt-ups set …
by Michael It feels like peace is slipping away. In the Middle East, Israel is fighting with both Hamas and Hezbollah once again. In Europe, the Ukrainians and our European allies have rejected President Trump’s 28 point peace plan. Meanwhile, the Russians continue to march forward and capture more territory. In the Pacific, the …
WASHINGTON — President Donald Trump signed legislation Wednesday that compels his administration to release files on convicted sex offender Jeffrey Epstein, bowing to political pressure from his own party after initially resisting those efforts. Trump could have chosen to release many of the files on his own months ago. “Democrats have used the ‘Epstein’ issue, …
https://twitter.com/spice1975503/status/1990579425440903584 https://sites.psu.edu/inflation/
23 states are now in a recession and 11 more are close to it. The last time this many states entered recession at once was 2008. Back then, unemployment hit 10% and foreclosures doubled within 18 months. byu/TonyLiberty inFluentInFinance 23 states are now in a recession and 11 more are close to it. The last …
People are starting to owe more than their homes are worth again, sound familiar? This is when people start mailing their keys to the bank and leave After all: Why would you go through the hardship to keep paying on a $400k mortgage when the house is only worth 300k? In 2008 many decided to …
by Michael Do you remember how bad things were in 2008 and 2009? It was an economic nightmare that shook the entire world, and now it appears that the sequel is upon us. As you will see below, many economic numbers are either as bad as they have been since the Great Recession or they …
Nvidia just crossed $5 trillion, and the world barely looked up. It’s the kind of number that should freeze you for a second. A single company now holds more paper value than the entire economy of Germany. It’s larger than Japan, India, the U.K., and every other country on Earth except the United States and …
Nokia surges nearly +30% after announcing a $1 billion investment from Nvidia byu/RobertBartus inEconomyCharts
by Michael It appears that this government shutdown could go on for a while, and that is not good news for the U.S. economy at all. On day 28 of the shutdown, the U.S. Senate failed to advance a bill to end the shutdown for the 13th consecutive time. They can keep holding more votes, but the …
The percent of subprime auto loans that are 60 days or more overdue on their payments has hit an all-time high of 6.4%, per Fitch. pic.twitter.com/qxmaOCNnb3 — unusual_whales (@unusual_whales) October 28, 2025 PrimaLend Capital Partners filed Chapter 11 bankruptcy protection, beckoning the start of America’s personal loan crisis. The subprime auto lender catered to those …
Leverage often appears as innovation before it collapses into contagion. https://twitter.com/TruthInTesting/status/1980017309537140799 No need to call tops. Just wait for price to show you the way, you don't need to be the first seller. Follow structure. The next couple of days will be key to decide the fate of the market. We got a potential change …
by Michael It feels like someone has pulled a plug, because the U.S. economy is suddenly caught in an extremely alarming downward spiral. As I discussed at the end of last week, investors are flocking to gold and silver because they can see that a storm is coming. We have reached a point where most of …
California has crossed a line. Gavin Newsom has signed SB 79 into law, and single-family neighborhoods face a forced transformation. Sacramento is deciding what your streets will look like, not the people who live there. This is not a housing bill. It is a blueprint for centralized control disguised as progress. It wipes out local …
Have a friend that was close to 30M net worth Has almost a decade in crypto Lost the whole 30M yesterday in 10 minutes on cross margin An entire decade and multiple generations he could have retired all gone in 10 minutes — Cozy ⓣhe Caller 🔥💃🏻 (@cozypront) October 11, 2025 My last reply to …
Stephen Miller: “You have the Mayor of Chicago, he declared a no-go zone for ICE. How is that not insurrection?” pic.twitter.com/cAMgxLCcCP — Republicans against Trump (@RpsAgainstTrump) October 7, 2025 Chicago Mayor Brandon Johnson signed an executive order Monday blocking federal immigration agents from using city-owned property for immigration enforcement operations – just one day after …
The only way that Russia could possibly be defeated in Ukraine would be if western forces get directly involved in the conflict. Sadly, it appears that events are rapidly taking us in that direction. When long-range missiles that are provided by western countries and that are guided to their targets by western countries start slamming …
Something just broke in the auto industry and it’s not just about cars. CarMax reported a $500 million sales miss, Parts suppliers like Bosch are slashing thousands of jobs, and First Brands just filed for bankruptcy after relying too heavily on off-balance-sheet… — Jeffrey P. Snider (@JeffSnider_EDU) September 29, 2025 I mean, holy hell. https://t.co/Wxcrnj3FDj …
Conestoga College is cutting deep. In its latest attempt to shrink, the school just offered voluntary exit packages to 373 full-time faculty members. That is more than half of its permanent staff. Librarians, counsellors, even health and safety trainers were told the details in a memo. The message was clear. Entire programs are on the …
The economy is showing signs of a hidden avalanche. Companies with thin margins and heavy debt will crumble faster than the public expects, and defaults will ripple through suppliers, banks, and landlords. FORTY percent decline in year-over-year HVAC sales in Q3. That is FOUR – ZERO percent. The reckoning is here. Catastrophic for over-levered, poorly …
The debt pressure in the system is reaching a tipping point that could trigger cascading failures across households and corporations. With high leverage and stagnant wages, even a minor shock in energy, rent, or credit markets could force millions into defaults within months. Corporate restructuring and AI adoption are quietly hollowing out sectors that appear …
BREAKING: Trump signs order to send National Guard, ICE and other agencies to "restore public safety" in Memphis — Insider Paper (@TheInsiderPaper) September 15, 2025 🚨 BREAKING: President Trump announces he is signing an order for a DC-STYLE CRIME CRACKDOWN in Memphis "We HAVE to save our country from vioIent crime!" "Our team will deploy …
BIS warns of mounting disconnect between debt and stock markets LONDON (Reuters) -The Bank for International Settlements has warned that record global share prices appear increasingly disconnected from the rising concerns about government debt levels in the bond markets. The BIS, which acts as an umbrella group for the world’s central banks, said the rise …
We are at all time high with the following happening Risk elements -Meme stocks going crazy Open Oracle Micron we are running out things to pump -Employment cooling-Inflation sticky -China and Russian tensions Something has to give up — Asiel Gil (@AsielGil) September 11, 2025 AI bubble worries grow ahead of Nvidia earnings https://t.co/Cd9ViP15iQ — …