Independent thinking for complex markets and current events
Bonds reduce volatility and drawdowns in most historical market crashes, even if they do not always behave as expected in every environment. In major downturns like the 2008 financial crisis, broad equity markets fell roughly 50 percent peak to trough, while in the dot com crash the Nasdaq dropped around 75 percent. Across those environments, …
discovered an old Fidelity account i forgot about byu/Only-Design-2484 inwallstreetbets I was cleaning out my apartment today and found an old notebook with a login for a fidelity account I made back years ago. Logged in not expecting anything and it made me do 2 factor authentication but couldnt find the app. Spend over an …
by confoundedinterest17 I spoke at the American Action Forum in Washington DC on the future of government-sponsored enterprises (GSEs) Fannie Mae and Freddie Mac. Speaking with me was Laurie Goodman from The Urban Institute. Laurie loves Fannie Mae and Freddie Mac and argued passionately against shutting them down. I argued to shrink their retained portfolios …
Hundreds of private equity firms are sitting on portfolios that nobody wants to buy and the flood of competition is making it worse. Their investors are fed up. This isn’t speculation. The capital is out there, but it’s not going into overpriced, illiquid assets. PE firms thought they could paper over risk forever. They can’t. …
If this AI debt bubble ever pops, it won’t be just the Silicon Valley taking the first hit, it’ll be your pension and retirement funds. Why? Because the AI buildout has gotten so capital intensive that companies are relying heavily on debt rather than equity. Around $800 billion in private credit is needed for these …
The Fed’s expansion of the money supply inflates asset prices and stock portfolios, while eroding the purchasing power and standard of living of the bottom 90%. The top 10% of wealthy Americans now control 60% of the nation’s wealth America’s looming hunger crisis divides nation: 40 million to lose SNAP food aid amid government shutdown …
As a confirmed gold bug for four decades i think gold is finally catching up with the ridiculous U.S. budget deficit. — Jim Cramer (@jimcramer) October 8, 2025 Gold crossed $4,000 today. This kind of rapid spike has only happened a few times in history — and it’s never ended well. The pattern goes back …
A 1% annual investment fee will lower your portfolio by ~25.8% over 30 years. A 0.10% annual investment fee will lower it by only ~3% over 30 years. That 22 percentage point difference could cost you hundreds of thousands of dollars. Fees compound. pic.twitter.com/iv3zY0jQVh — The Money Cruncher, CPA (@money_cruncher) May 8, 2025 Most people …
https://twitter.com/mattykinsX/status/1844014730303926716 Top of the channel and starting to see some bearish divergence here. It looks like the months of high equity prices with low risks might be coming to an end (at least a healthy reversion to the mean). pic.twitter.com/YGsCNez0rV — Guilherme Tavares (@i3_invest) October 9, 2024 🚨 S&P JUST HIT A NEW RECORD HIGH! …
Backed by 0.Transferring 0.Yielding 0.= Speculation — Production Function (@Piper561) January 14, 2024
This blatant corruption infuriates me! Congressional Democrats exploiting their privileged positions for personal gain, trading stocks with insider knowledge while ordinary citizens suffer. Beating the S&P 500 by seven points is no mere coincidence; it reeks of unethical practices. The fact that they have the audacity to engage in such behavior, profiting from sensitive information, …
The current moment is crucial for the precious metals industry, and a monthly close at an all-time high could signal the start of a new secular move in gold. This potential shift is anticipated to be driven by central banks, which still hold 80% of sovereign debt relative to their balance sheet assets, and traditional …
Central banks are stuck, and the way governments handle money is causing trouble. Many people who suggest where to invest don’t have much gold in their plans right now. But, history shows that big money sources are starting to change and invest more in gold, making it a really good opportunity to consider. My thesis …