A hub for independent voices and hard truths
Authored by Charles Hugh-Smith via oftwominds, How much private credit has been put in place but isn’t in the official credit total is unknown and very likely unknowable. That means total systemic risk is also unknowable. Everyone wants to lend …
While everyone clocked out for Friday, On October 31st, another subprime lender, Bayside Credit is no longer originating loans. We updated our clients on the impacts today. Another “isolated” event, for sure. — Unicus (@UnicusResearch) November 2, 2025 In October …
WARNING 🚨 BANKS BORROW $50 BILLION IN EMERGENCY LIQUIDITY FROM FED REPO WINDOW TODAY ‼️ 🚩 $20 BILLION THIS MORNING AND $30 BILLION MORE IN THE AFTERNOON ⚠️ CRISIS INCOMING 🚩 https://t.co/lLWvoC191y pic.twitter.com/ekoTvK6ewz — The Butcher of Wall Street Marcel …
🚨 $20.35 BILLION Borrowed from the Federal Reserve Lender of Last Resort this morning! This is an All Time High since the $GME Sneeze! BOJ is helping out today with ~$1B too. pic.twitter.com/uILF9TbkNM — WhatCanIMakeToday (@WhatCanIMT) October 31, 2025 US …
If you cannot afford to put equity down against any leverage you take on to buy an asset not only you are almost guaranteed to fall into negative equity, but also to become “slave” of your lender that will let …
Not sure what their occupancy is, but maybe go easy on those rates! The Hyatt across the st has similar ratings and nearly half the price. pic.twitter.com/AHIam93k50 — Pritesh | Indie Hotels (@PriteshSMB) May 28, 2024
And what happens when home values go down? No way to refinance and no way to sell without coming up with tons of cash out of pocket. In the last crash, it took over ten years for home values to …
The commercial real estate sector continues to experience elevated stress. The latest crack to emerge is the increasing number of delinquencies on multifamily mortgages. The borrowers who took out these loans typically used them to purchase multifamily complexes, intending to …
Seems desperate. “Powell & Co. plan to force banks to borrow from them – or else” “It’s an attempt to prevent any financial institution from failing, no matter how insolvent it becomes… Consolidating all bank lending into the central bank’s …
https://twitter.com/Willamthe2nd/status/1688574110824026112
Great chart from PPG Macro showing delinquency issues beyond the large lenders. It seems that small lenders are increasingly exposed to overly risky loans. Commercial real estate loans are yet another example. Follow us @KobeissiLetter for real time analysis as …
This on the back of several other large property white flag wavers in past few weeks. seems companies can’t bail out of SF fast enough. With malls in Democrat-malgoverned cities overrun with feral packs of Youth for Biden stealing & …